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Discussion Starter #1
1: So since the STi we are getting is a 2.5L, maybe the insurance companies will initially insure it as a 2.5RS. :) Wishful thinking...

2: Anybody have any experience with the special "Subaru" insurance with Liberty Mutual? Supposedly you get better "group" rates and an assurance that only new Subaru O.E.M parts will be used if you need your car repaired on a claim. Sounds inticing just from that standpoint alone. :D

I guess that many of us are going to have to prepare to bend-over when it comes to insuring our STi's, especially if the insurance companies catch wind of what the car actually is. :(
 

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Yeah, I'm just hoping to get the same rates as the WRX.I wonder if anyone knows the amount of time(approximately) it takes insurance companies to come out with rates for a new car???
 

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They will have rates as soon as they need em. They'll do a quick estimation based on power and all the usual....

And then once they learn just how powerful and race-inspired this car is, they'll keep adjusting the rates.
 

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I have some experience in this area.

I had to get insurance on my WRX before March 16, 2001 when it arrived. If they need to, they will ask you questions about the car and have their underwriters take a look at it. Once more info on the car is available rates might change.

So, initially, the insurance will be the WRX rates, plus a small differential because the STi costs more. After more info is available on the STi rates will change. They will most likely go up.

To JJ: I cannot stress enough how much you have to be 100% up front with your insurance company, even though you know its going to hurt your rates. Too many people forget to tell their insurance company about their turbo, their new tires, their exhaust, their non-factory ECU. One of two things happens when they get into a wreck:

1) The insurance company covers stuff, but they don't pay for replacing your modded stuff, because they didn't know about it and it wasn't in your policy
2) The claims adjuster denies coverage outright: "This is not a 2.5RS, we had a policy for 2.5RS. You lied to us, and we're not paying a cent"

Happy insuring!
 
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