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Discussion Starter #1
Now that people are actually getting their cars, I'd like to get an idea of how your rates compare with your previous cars.

Obviously it won't do us any good if we just ask what your rate is. A percentage/amount increase/decrease vs. your past car would give a good indication of what the insurance industry is thinking about our new toy.

Thanks guys!
 

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Don't know yet. I gave my guy the VIN today and he asked what I paid because right now that is all they have to base it of off. I will let you know when I hear back from him. If they only base it on value at first, I wonder if there is any "high performance vehicle" marks against it?
 

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smilie site

I've had been trying to get an estimate out of my insurance company for a while and they only recently updated their database to include the STi. I can't remember the exact details but I'll be going from around $160 CDN to $240 CDN per month for both an STi and a 2000 Durango. That's a 50% increase.

Here's the funny part:

I told the insurance agent (who had no idea what an STi was) that I was disappointed that my insurnace would go up. See, I have a 2 door coupe right now and I was trying to sell her on the moving-from-a-2-door-to-a-4-door-family-vehicle angle. I also threw in a lot about how the STi has plenty of safety features that my current vehicle does not have. I swear I almost had her convinced but I stopped short of pushing her to take it up with her boss for fear that she find out what a monster the STI is and hike my insurance more just to teach me a lesson.

Lars
 

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Progressive, my agency, is billing me at the rate of a 2003 WRX until their info is updated. My rate is $240 a month, full coverage, $500 deductable. I do have 4 tickets on my license, 10 points, speeding and wreckless drivings so I expected it. Luckily for me, at the end of June, I lost 3 of those tickets which are 7 of my points, and my policy is up for renewal in August, so Im guessing it will go down to around $175.
 

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WrxWhat said:
...I do have 4 tickets on my license, 10 points, speeding and wreckless drivings so I expected it....
What are you driving now and what exactly to you have to do to get tagged with a 'wreckless' ticket?
 

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You can get a wreckless if you x amount of the posted limit.
Like 25 over, maybe doing 85 in a 60. I don't know if it differs from state to state.
 

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Nod, it differs state to state and also depends on what kind of zone you are in (ie residential, commercial, construction, school, etc.) Some states have an actual x number of miles over that is considered wreckless while others have a percentage figure, like 40% over the limit.
 

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inqiured about a rate on the wrx sti, told them the value, for colision and liability, no glass with 500.00 deductable 1725.00 cdn thats 1230.00 U.S. 1 speeding , and age 51 :wink: :wink:
 

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I got my quote today from State Farm Insurance and they are basing it off of an 04 WRX with a STi MSRP. I categorized my STi as my "leisure" vehicle (under 7,500 miles a year) :wink: .

It will cost me $72 a month compared to my Accord Coupe of $58 a month.
 

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remember to tell your insurance agent that this is a compact 4 door family sedan... ;)

and it is a subaru IMPREZA... nothing else... :D :D :D
 

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LAugh, but then if something ever does happen and you HAVE to make a claim they can deny everything due to the vehicle not being properly reported.
 

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Worse yet, say you total it..., what's the total value of an RS... $17000. What do you do with the other $15000 in valuse that you owe...?
 

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wow, my insurance only went up like 9 bucks a month. From like 70 to 79 full coverage. 30yrs old
 
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Mine tripled from my '92 corolla, but was only paying 39 a month before. So still not bad I guess.
 

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LAugh, but then if something ever does happen and you HAVE to make a claim they can deny everything due to the vehicle not being properly reported.
I drive a humble 4-door family sedan. It's sooo slow. I bought it because of the impressive crash test results by the Insurance Institute for Highway Safety, and for the side impact airbags. 8) I can't wait to replace this "STi" with something faster, but not any time soon. I can dream.

That story won't change the rate -- It's all done by computer based on the VIN.
 

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STi in Western WA - 31 May 2003

No tickets and No accidents. 24 year old male

2000 Impreza 2.5RS -- $98.00/mo full coverage $500 deductable

2004 Impreza WRX STi -- $122.00/mo full coverage $500 deductable and they did classify it as an '04 WRX but I'm not sure they know what an STi is.
 

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Discussion Starter #17
"No tickets and No accidents. 24 year old male"

That's kinda like hearing "That Victoria's Secret model has a PhD"....it just doesn't happen!

;)
 

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Hey, I've never had an accident. And by the time I was 24, I had no tickets.

Er, well, at least no tickets were visible on my record. 8) Hooray for the statute of limitations! :D

I was quoted $1026/yr for mine for full coverage, $50 deductible on comp, $100 on collision. (I'm 33 now. old.)
 

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Discussion Starter #19
Ah ha! There's the kicker!

Yeah, I haven't had any accidents either....but it's the ticket part that I'm pretty sure most 24 and unders would get killed on.
 

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I was paying $110/month for my '01 2.5 RS. When I added my '04 STI, my rates went up to $201/month with full coverage on both. I'm paying more for my RS than the STI. You go figure that one out.
 
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