I think something is wrong with my insurance. I am 23 years old w/ one not at fault accident 3 years ago/no tickets on record living right outside Philadelphia, PA and my insurance carrier is Geico. I am currently paying $1600 a year to insure the STI, which seems quite low for the type of car this is. Anybody else have a clue why it would be this low? My guess is that their car database isn't updated for the 2004 model year. The reason I post this is that I am worried that the company will figure out what the car is come January or so and raise my rates a $1000 a year or more ( to give some insight, I got a quote for $2450 a year for a 2004 Acura TL which lists for 33500 or so). I'm not sure what kind of response I am looking for exactly but I know that if I have to pay a hundred more a month for insurance on top of the car payment I'm going to be in for a bit of financial stress (I budget my money carefully ya know). I do appreciate any responses and hopefully the insurance won't rise beyond my means. Thanks all.