First of all I wish to thank JJ for providing us with this great forum for discussion. I wanted to ask all the current owners of STI what kind of financing did they get ? Such as A P R % If the wish to say what kind of payments are they making and possibly how much they put down. I currently have to wait probably till after tax season to start looking for mine and I also have my money tied to the adoption of my future son. Which takes priority right now. Just because a will be a dad does not mean I have to settle on a minivan. Thanks you guys I really enjoy reading all the post on this forum.