[HarlanPepper]

Saw this article on the NYT and reminded me that I should be a little more paranoid when I take my car to the track. Back in the day there was a slight chance that you might still be covered. No more...

And is the STi dentist on here?

http://www.nytimes.com/2008/10/19/au...INSURE.html?hp

[fullerton]

Yes, there is a thread about it already.

[HarlanPepper]

Originally Posted by fullerton

Yes, there is a thread about it already.

I figured there was - but couldn't find it after searching for track+insurance - or in this forum, where I would have assumed it would be. I lose again.

[fullerton]

unless i saw it on nastysock...

[Alex]

I always go out there with the full knowledge I will be paying out of pocket for repairs...

[Mexitr0n]

Originally Posted by Alex

I always go out there with the full knowledge I will be paying out of pocket for repairs...

Since my first HPDE back in 2004 I fully understood that my insurance company would not cover any or all damages...with out question.

Therefore, I had a back-up plan in the case that the car was totaled or damaged.

Anyone participating in any HPDE or open track day should be well aware of the liabilities they face and a solution if and when something happens.

It's not a matter of if you'll incur damage it's a matter of when. Regardless of how much instruction or seat time you've gained the risks are truly against you.

You may:
Ignore the risk = pure neglegence
Transfer the risk = insurance
or
Accept the risk = being aware

[ACHAHockey]

My dad has full race-coverage on his cars through Amica. I wonder if that's changed.