[chaos311clarity]

Originally Posted by nandanrp

Yellow Cutting Foam Pads
Use this pad to apply compounds or polishes to remove severe oxidation, swirls, and scratches. It is the most aggressive and should not be used on new or like-new paint finishes. Always follow this pad with an orange light cutting pad and a fine polish and then a white pad to refine the paint until it is smooth.

by saying that they mean finishes that are not marred and scratched i think.

id start with the orange and ssr2 and see how it works.

[chaos311clarity]

Originally Posted by T3h_Clap

CKY > Disturbed.

i agree, cky is from the town i work in...

also, on volume 1... several of the tracks were recorded by my good friend... i has connections

[T3h_Clap]

I've been failing at savings and CC management lately.

My current budget is 6 months and I'll be clean of my CC debt, and that includes saving $$ for rainy day type stuff. Once the CC's are down I'll be starting an aggressive savings campaign using both excess savings from Abby and I. Should be good once I can get the ball rolling.

[nandanrp]

Originally Posted by chaos311clarity

by saying that they mean finishes that are not marred and scratched i think.

id start with the orange and ssr2 and see how it works.

Ok.

Lacker, I know you said work the scratch out first... that's a good idea. I'm going to start with SSR2. If it doesn't have enough juice, I'll go up to 2.5 and 3, and then back down again... Once I get it finished, I'll do SSR2 on the whole car.

[fullerton]

Sounds like a smart way of doing things. Mine is similar, though I only have the high-interest savings account, not the two savings accounts.

But- I have $X transferred out of my checking into my savings twice a month, forcing me to save.

I had to transfer $1500 out of the savings this month. Damn paint. I was fine with white walls, but I have to let the wife have some fun, since I have too much.

Originally Posted by nandanrp

That's why you has Chase Freedom right?


I have a simple bank policy:

1) 4 Credit cards (2 Chase, 2 Citi). I use one primarily (Chase freedom - 1-3% cash back), use one only for BP gas (5% cash back), and two older Citi cards are tied to paypal and to my cable bill (which I can't change the card for ).
2) Checking account
3) Savings account
4) High interest savings account

Get paid on the 15th and 30th. Transfer money for the mortgage electronically on the 30th from checking. Pay the credit cards and car payment between the 10th and 25th. If the credit bill is slightly higher than normal (like this month) transfer from savings to checking to pay off the bill in full. Once my savings is at a pre-determined limit, transfer any excess savings to a high-interest savings account.

Never carry a balance, and never buy anything I can't cover with cash.

This policy has been FTW for me.

[lackskill]

Originally Posted by nandanrp

That's why you has Chase Freedom right?


I have a simple bank policy:

1) 4 Credit cards (2 Chase, 2 Citi). I use one primarily (Chase freedom - 1-3% cash back), use one only for BP gas (5% cash back), and two older Citi cards are tied to paypal and to my cable bill (which I can't change the card for ).
2) Checking account
3) Savings account
4) High interest savings account

Get paid on the 15th and 30th. Transfer money for the mortgage electronically on the 30th from checking. Pay the credit cards and car payment between the 10th and 25th. If the credit bill is slightly higher than normal (like this month) transfer from savings to checking to pay off the bill in full. Once my savings is at a pre-determined limit, transfer any excess savings to a high-interest savings account.

Never carry a balance, and never buy anything I can't cover with cash.

This policy has been FTW for me.

That does not sound simple to me.

[T3h_Clap]

Originally Posted by chaos311clarity

i agree, cky is from the town i work in...

also, on volume 1... several of the tracks were recorded by my good friend... i has connections

nice, they are going to be here this weekend.

but I hate the local "rock scene" and I don't know enough people to get into the normal spots where you can enjoy the show with out getting pummled by some 350lb linebacker who just came to throw down.

either way.

[lackskill]

fukkem

[nandanrp]

RIAA: Expect more music download suits - Yahoo! News

Crazy

[La Mer]

Originally Posted by lackskill

That does not sound simple to me.

It's all automatically transfered. It's simple. I don't EVER write a check.

[nandanrp]

Originally Posted by fullerton

Sounds like a smart way of doing things. Mine is similar, though I only have the high-interest savings account, not the two savings accounts.

But- I have $X transferred out of my checking into my savings twice a month, forcing me to save.

I had to transfer $1500 out of the savings this month. Damn paint. I was fine with white walls, but I have to let the wife have some fun, since I have too much.

Transfer to ING takes upto 3 days, so I have two savings accounts.

As a bank employee I get the "best" savings and checking as part of my benefits. I like being able to do instant transfers between checking and savings as needed to cover the bills... that way I can keep just a tiny amount (~$200) in checking and earn interest on the rest in savings, moving the money when I need it

Originally Posted by lackskill

That does not sound simple to me.

It works. Car payment is auto-withdrawal as well, so all I really do is transfer money between the four.

[La Mer]

Stress free bills ftw. Wellsfargo.com ftw.

[T3h_Clap]

Originally Posted by nandanrp

RIAA: Expect more music download suits - Yahoo! News

Crazy

Originally Posted by Nan's article he posted

anywhere from $18,000 to $3.6 million for the 24 songs.

that sucks.

I'll gladly spend my $100/yr for my subscriptions.

[lackskill]

Originally Posted by T3h_Clap

CKY > Disturbed.

meh...

Originally Posted by nandanrp

RIAA: Expect more music download suits - Yahoo! News

Crazy

one more reason that I don't buy big label music anymore. If they can't realize that they will never stop this, the RIAA will ride this to the grave. Granted they can slow it down, it will never stop. As long a music can be heard, it can (and will) be shared without the consent of the content owner.

[La Mer]

I don't share music.