Just Got Quoted on STi insurance

drakeman55 · 09-14-2007, 03:14 PM

Hey I just got quoted $1112 for a 6 month premium on an 04' sti. I called the insurance company and gave them a vin from one off ebay. This is an outrageous amount and I once was told that a STi is cheaper than a wrx for insurance because it insures as a luxury car. I got quoted for $1025 for an 04' wrx, again with a vin off ebay.
I have nationwide insurance and my 00' jeep and 00' chrysler van are around $500. I did the same coverage as these cars.
I know these things are sporty but DAMM!!

Does any one have any info that can help or any one wanna share what they pay??

kts262 · 09-14-2007, 03:18 PM

When I called to ask what it would cost me to insure an STi it was only ~ $100 more a year then the WRX.

It's really hard to compare insurance rates because there are a TON of variables but I pay close to what you listed above.

The STi is a 300hp sports sedan which has expensive body parts and can get the owner in a lot of trouble when they got a little fast. It's not a cheap car to insure.

Rory · 09-14-2007, 03:27 PM

Quote:

Originally Posted by drakeman55

Hey I just got quoted $1112 for a 6 month premium on an 04' sti. I called the insurance company and gave them a vin from one off ebay. This is an outrageous amount and I once was told that a STi is cheaper than a wrx for insurance because it insures as a luxury car. I got quoted for $1025 for an 04' wrx, again with a vin off ebay.
I have nationwide insurance and my 00' jeep and 00' chrysler van are around $500. I did the same coverage as these cars.
I know these things are sporty but DAMM!!

Does any one have any info that can help or any one wanna share what they pay??

lol .. i pay more then that with a perfect record. You didnt know that STi's are on the top 10 for highest insurance cost.

KruxSTi · 09-14-2007, 03:32 PM

That's about what I pay. $175 a month.

esqdgg · 09-14-2007, 03:33 PM

insurance premium sticky: Insurance Premiums

also, it never hurts to shop around... call up geico, allstate, anyone... get tons of quotes...

esqdgg · 09-14-2007, 03:37 PM

Quote:

Originally Posted by Rory

You didnt know that STi's are on the top 10 for highest insurance cost.

not according to forbesauto... http://www.msnbc.msn.com/id/15210979/

AP1toGDRev.G · 09-14-2007, 04:10 PM

If you can get Wawanesa do it, i am paying like $90 bucks a month and I am 23, but my car is considered a pleasure vehicle. You have to have a good driving record, and i do not know what states they cover. But they are the cheapest.

arkleseizure · 09-14-2007, 04:20 PM

Quote:

Originally Posted by esqdgg

not according to forbesauto... http://www.msnbc.msn.com/id/15210979/

Ha...that is such a stupid list. Of course those are the most expensive to insure...they're the most expensive period.

What are there, maybe a couple thousand of those cars total in the US?

***diabloadsit*** · 09-14-2007, 04:25 PM

I pay $240 a month which is about $1400 or so every six months. I would welcome $1100. USAA told me the car is listed as a sports car thats why it is so much. I had a wreak about 4 years ago. I have only been paying USAA back for it for almost 3 years they told me it would drop alot in Nov. when my policy renews and the wreak is all the way off.

flatthump · 09-14-2007, 04:34 PM

I pay a ridiculous ammount too

ScubaSmith7599 · 09-14-2007, 04:40 PM

I also use USAA for my 2005 STi. When I bought the policy I had 4 points. I bought a full coverage policy with a $1k deductible($40 a month cheaper than $500 deductible). I'm 22. That means 3300 a year, or 278 a month.

I just got 6 more points for a wreck causing $17k damage to my car(still being repaired, they value it at high twenties). I can't wait. My monthly payment is going to be more than some pay for a full year.

Seasmoke · 09-14-2007, 04:44 PM

I pay $150.00 a month and I have a bad driving history. Shop around and you can find something good.

I called AIS and they qouted me 500.00 a month.

No thanks!

Dragicon · 09-14-2007, 04:45 PM

welcome to the club.... my insurance actually went down from WRX to STI.... but i pay $1700 per year now.

***diabloadsit*** · 09-14-2007, 04:46 PM

Quote:

Originally Posted by ScubaSmith7599

I also use USAA for my 2005 STi. When I bought the policy I had 4 points. I bought a full coverage policy with a $1k deductible($40 a month cheaper than $500 deductible). I'm 22. That means 3300 a year, or 278 a month.

I just got 6 more points for a wreck causing $17k damage to my car(still being repaired, they value it at high twenties). I can't wait. My monthly payment is going to be more than some pay for a full year.

LOL, holy crap man you are going to have to get a Fiesta or something to drive to afford coverage on it.

esqdgg · 09-14-2007, 04:47 PM

Quote:

Originally Posted by arkleseizure

Ha...that is such a stupid list. Of course those are the most expensive to insure...they're the most expensive period.

What are there, maybe a couple thousand of those cars total in the US?

certainly is... however, the STi made NY dept of insurance's 2006 list of difficult-to-insure vehicles.

http://www.ins.state.ny.us/auto/2006/auto0610.htm

and a more down-to-earth car list has the impreza wrx as #4 (evo #1, benz cl class #2, srt-4 #3): http://articles.moneycentral.msn.com...sToInsure.aspx

09-14-2007, 03:33 PM	#5
esqdgg Professional STI Racer Car: 05 STi Location: SF, CA Posts: 654 Join Date: Sep 2006 Trader Rating: (0)	Re: Just Got Quoted on STi insurance insurance premium sticky: Insurance Premiums also, it never hurts to shop around... call up geico, allstate, anyone... get tons of quotes...

09-14-2007, 04:10 PM	#7
AP1toGDRev.G Grassroots STI Racer Car: 07 UGM STi Fav Mod: Aux cord & Nitrogen in tires Location: San Diego & Temecula Posts: 581 Join Date: Apr 2007 Trader Rating: (0)	Re: Just Got Quoted on STi insurance If you can get Wawanesa do it, i am paying like $90 bucks a month and I am 23, but my car is considered a pleasure vehicle. You have to have a good driving record, and i do not know what states they cover. But they are the cheapest.

09-14-2007, 04:25 PM	#9
*diabloadsit* STI POWWA Car: 06 Subaru WRX STI Fav Mod: My 20g Location: Topsham Posts: 649 Join Date: Jun 2006 Trader Rating: (5)	Re: Just Got Quoted on STi insurance I pay $240 a month which is about $1400 or so every six months. I would welcome $1100. USAA told me the car is listed as a sports car thats why it is so much. I had a wreak about 4 years ago. I have only been paying USAA back for it for almost 3 years they told me it would drop alot in Nov. when my policy renews and the wreak is all the way off.

09-14-2007, 04:34 PM	#10
flatthump Enginerd Car: The Spaze Mobile Fav Mod: Tuning Location: South O.C., Ca Posts: 12,636 Join Date: Jan 2006 Trader Rating: (5)	Re: Just Got Quoted on STi insurance I pay a ridiculous ammount too

09-14-2007, 04:40 PM	#11
ScubaSmith7599 Grassroots STI Racer Car: Silver 05 STi Fav Mod: driving school Location: MCB Quantico, Virginia Posts: 581 Join Date: Jul 2007 Trader Rating: (0)	Re: Just Got Quoted on STi insurance I also use USAA for my 2005 STi. When I bought the policy I had 4 points. I bought a full coverage policy with a $1k deductible($40 a month cheaper than $500 deductible). I'm 22. That means 3300 a year, or 278 a month. I just got 6 more points for a wreck causing $17k damage to my car(still being repaired, they value it at high twenties). I can't wait. My monthly payment is going to be more than some pay for a full year.

09-14-2007, 03:14 PM	#1
drakeman55 Lurker Car: White 04 WRX Fav Mod: Coming Soon Posts: 7 Join Date: Sep 2007 Trader Rating: (0)	Just Got Quoted on STi insurance Hey I just got quoted $1112 for a 6 month premium on an 04' sti. I called the insurance company and gave them a vin from one off ebay. This is an outrageous amount and I once was told that a STi is cheaper than a wrx for insurance because it insures as a luxury car. I got quoted for $1025 for an 04' wrx, again with a vin off ebay. I have nationwide insurance and my 00' jeep and 00' chrysler van are around $500. I did the same coverage as these cars. I know these things are sporty but DAMM!! Does any one have any info that can help or any one wanna share what they pay?? This ad is not endorsed by this member. Please register or login to hide this ad.

09-14-2007, 03:18 PM	#2
kts262 HowTo Contributor Car: 2008 DGM (BBS+Navi) Fav Mod: stock FTL? Location: College Park, MD Posts: 2,078 Join Date: Jan 2005 Trader Rating: (7)	Re: Just Got Quoted on STi insurance When I called to ask what it would cost me to insure an STi it was only ~ $100 more a year then the WRX. It's really hard to compare insurance rates because there are a TON of variables but I pay close to what you listed above. The STi is a 300hp sports sedan which has expensive body parts and can get the owner in a lot of trouble when they got a little fast. It's not a cheap car to insure.

09-14-2007, 03:32 PM	#4
KruxSTi Junior STI Driver Car: 06 WRX STi Fav Mod: Protune! Location: Calipornia Posts: 172 Join Date: May 2007 Trader Rating: (0)	Re: Just Got Quoted on STi insurance That's about what I pay. $175 a month.

09-14-2007, 04:44 PM	#12
Seasmoke Junior STI Driver Car: 06 STi Fav Mod: HKS Carbon Ti catback Location: Redondo Beach Posts: 113 Join Date: Nov 2006 Trader Rating: (1)	Re: Just Got Quoted on STi insurance I pay $150.00 a month and I have a bad driving history. Shop around and you can find something good. I called AIS and they qouted me 500.00 a month. No thanks!

09-14-2007, 04:45 PM	#13
Dragicon Spec C Club Car: 07 SWP STi Fav Mod: Perrin Exhaust Location: Ogden UT :( Posts: 1,082 Join Date: Apr 2006 Trader Rating: (1)	Re: Just Got Quoted on STi insurance welcome to the club.... my insurance actually went down from WRX to STI.... but i pay $1700 per year now.