How much are you guys paying for insurance? - Page 3

Denarius · 02-18-2006, 02:28 PM

I am paying $156.25 a month (was paying around $250 a month for my 3000GT). Next month it drops to $110 (turning 25).

No tickets or accidents.

AdamBlitzer · 02-18-2006, 02:35 PM

4k a year... 18.... but there are some factors in it... some assets to be covered... trying to get off my parents plan.. i dont want to have to pay for all of their assets.

Desibhar · 02-18-2006, 03:02 PM

Last insurance bill was 860 for 6 months:

-2003 Nissan 350z
-1993 Toyota Camry

Jayson@IGF · 02-18-2006, 06:42 PM

I've got an 06 STI Comp/Collision with $500 deductibles and liability with State Farm it's costing me about $100/month.

For reference I am 31 no accidents,tickets, etc. My 04 Honda Element with the exact same coverages costs about $35/month and my 04 CBR1000RR is about $40.

State Farm uses a risk index as part of their rate calculations. The risk index is mainly replacement/repair costs and frequency of claims. If I remember right the STI is a 31, a C6 Vette is a 25, and my element is a 13. The higher the number the greater the risk.

I dont think STI repair costs are very much, so it probably has to do with high rates of accidents.

***Pkskull77*** · 02-18-2006, 07:48 PM

I pay about 3120 a year, now I live in New Jersey so high insurance rates are to be expected, but that’s just downright silly. I just renewed and the price went up 400 a year. A phone call to Geico revealed that the increased price is due to a reevaluation of the repair cost on the STI.

Bottom line? You’ve got to pay to play, and since the STI is my only vice, I can live with the cost.

Kurtzz · 02-20-2006, 04:49 AM

$75/month- $450/6 months. Clean record, 47 years old, $500 ded, multi car/homeowner, Farmers Ins.

Kurtzz

02-18-2006, 02:28 PM	#31
Denarius Amateur STI Driver Car: OBP 2006 STi Posts: 19 Join Date: Feb 2006 Trader Rating: (0)	I am paying $156.25 a month (was paying around $250 a month for my 3000GT). Next month it drops to $110 (turning 25). No tickets or accidents. This ad is not endorsed by this member. Please register or login to hide this ad.

02-20-2006, 04:49 AM	#36
Kurtzz Junior STI Driver Car: 06 SGM STI Fav Mod: EXXON 93 Location: First Hill of the Ozarks Posts: 126 Join Date: Aug 2005 Trader Rating: (0)	$75/month- $450/6 months. Clean record, 47 years old, $500 ded, multi car/homeowner, Farmers Ins. Kurtzz This ad is not endorsed by this member. Please register or login to hide this ad.

02-18-2006, 02:35 PM	#32
AdamBlitzer Spec C Club Posts: 1,109 Join Date: Jan 2005 Trader Rating: (3)	4k a year... 18.... but there are some factors in it... some assets to be covered... trying to get off my parents plan.. i dont want to have to pay for all of their assets.

02-18-2006, 03:02 PM	#33
Desibhar Junior STI Driver Car: 03 Nissan 350z Fav Mod: Turbo! Location: Dallas/Ft Worth, TX Posts: 65 Join Date: Jan 2006 Trader Rating: (0)	Last insurance bill was 860 for 6 months: -2003 Nissan 350z -1993 Toyota Camry

02-18-2006, 06:42 PM	#34
Jayson@IGF Amateur STI Driver Posts: 21 Join Date: Jan 2006 Trader Rating: (1)	I've got an 06 STI Comp/Collision with $500 deductibles and liability with State Farm it's costing me about $100/month. For reference I am 31 no accidents,tickets, etc. My 04 Honda Element with the exact same coverages costs about $35/month and my 04 CBR1000RR is about $40. State Farm uses a risk index as part of their rate calculations. The risk index is mainly replacement/repair costs and frequency of claims. If I remember right the STI is a 31, a C6 Vette is a 25, and my element is a 13. The higher the number the greater the risk. I dont think STI repair costs are very much, so it probably has to do with high rates of accidents.

02-18-2006, 07:48 PM	#35
*Pkskull77* Platinum Member Car: 08 STi Posts: 340 Join Date: Jul 2005 Trader Rating: (3)	I pay about 3120 a year, now I live in New Jersey so high insurance rates are to be expected, but that’s just downright silly. I just renewed and the price went up 400 a year. A phone call to Geico revealed that the increased price is due to a reevaluation of the repair cost on the STI. Bottom line? You’ve got to pay to play, and since the STI is my only vice, I can live with the cost.