I just save a ton of money on my car insurance! - Page 2

flytojungho · 12-15-2005, 06:17 PM

pretty funny since most insurance companies couldn't even come close to USAA b4.. i guess it changed..

STiCED · 12-15-2005, 06:51 PM

Quote:

Originally Posted by flytojungho

pretty funny since most insurance companies couldn't even come close to USAA b4.. i guess it changed..

That's what my parents were telling me. I was on USAA because my father is ex-military. They said, "your not going to find it cheaper elsewhere".

Well I did and 50% CHEAPER! USAA is a bunch of crooks.

MaxSE03 · 12-16-2005, 04:45 AM

USAA is always trying to get me to switch. They have never once come close to what I pay with State Farm. My last try with them was 2 to 3 months ago and they wanted $400 more a year over my current policy. No tickets or accidents and I'm 30.

thejackal0 · 12-16-2005, 04:49 AM

Thank you so much. I just switched to progressive and saved $1100/yr on my sti insurance. + I increased my coverage limits, and decreased my deductible by $500. I live in GA so coverage is not super expensive, but I had no idea I could get such a nice rate!

STiCED · 12-16-2005, 05:06 AM

Man Progressive should pay me kick-backs.

***Nachos Libres*** · 12-16-2005, 06:17 AM

I don't remember how much I pay every 6 months or year as my rates have been discounted several times, but I pay around ~300/month for my STi and Mazda6 with Farmers. I would switch for a better rate but I love my insurance agent and have my auto, life, and home insurance through them.

FlyinbySTi · 12-16-2005, 07:08 AM

I have no complaint about USAA, even if i do pay a little more. When i had my accident years ago, they took care of everything. They had the car taken to a shop that they approve of. They made sure the company used all oem parts and had people stop by to make sure the work was being done properly. The car was better then new when i got it back.

I also used USAA when i got the loan for my STi. There percentage rate was way less then it would have been if i used my bank. It was even less then what Subaru was offering on financing for a new STi. So i went with USAA, no hassle there. Oh and i payed extra for the cool insurance that if i die before the loan is paid off, USAA will pay off the rest of the loan.

LadaWRXSTi · 12-16-2005, 07:22 AM

Quote:

Originally Posted by STiCED

Man Progressive should pay me kick-backs.

hahaha ill make sure to drop your name when i send in the check

jk but thanks again. your the man

KiNgMaRtY · 12-16-2005, 07:58 AM

I need to give progressive a call.

allwheelsdriven · 12-16-2005, 08:13 AM

the thing about USAA is that they have top notch no questions asked customer service. The rest are cheaper but you'll know the difference when its time to make a claim, especially if you care about your car and there are soft tissue (ie back pain) issues to deal with.

ITW · 12-16-2005, 08:32 AM

hehe, im in good hands with AllState @ $4000/month. Well, thats what they qouted me, unless the lady meant $4000/6mth. Im getting 6mths for $800 and soon to be 6mths for $660. 24yrs 1 ticket.

ghibli99 · 12-16-2005, 03:20 PM

Wawanesa only cost me $200 more a year than my previous policy under 21st Century for my Accord. Plus, they were amazingly friendly to deal with over the phone when I set up my policy. 21st Century was quoting me my Accord policy x 3 (!), which is initially what scared me off from purchasing an STi in the first place. Thankfully, Desi at Irvine Subaru pointed me in Wawanesa's direction, and well, the rest is history.

silver arrow · 12-16-2005, 04:24 PM

My insurance doubled when I moved from CT to GA. USAA said because the large amount of uninsured motorist in GA. Damn rednecks.

CBoldman · 12-16-2005, 05:39 PM

Progressive huh? Call your agent or rep. and ask them why they require all body shops to use replacement parts built in China and NOT OEM. That is unless their cheap parts don't fit or you wish to pay the difference... I will stick with State Farm, who takes care of me when I need it.

FleaDog · 12-17-2005, 10:34 AM

I have USAA as well, so i went on progressive.com and got a quote.
My quote for USAA was $2200/6mo, progressive $1600
Catch though is progressive only gives you a good deal if you pay the balance; if you want to pay month to month, policy ends up costing a total of $2000... an extra $400 dollars just to do that!... USAA lets me pay monthly (extended) for like a $4 charge/mo... funny - no-one else noticed this?

12-15-2005, 06:17 PM	#16
flytojungho Spec C Club Car: 06 STI Fav Mod: Prodrive oval tip Location: carmel indiana Posts: 1,276 Join Date: Mar 2005 Trader Rating: (0)	pretty funny since most insurance companies couldn't even come close to USAA b4.. i guess it changed.. This ad is not endorsed by this member. Please register or login to hide this ad.

12-17-2005, 10:34 AM	#30
FleaDog Professional STI Racer Car: 06 CGM/silver STI Fav Mod: DIY modding Location: Philadelphia Posts: 605 Join Date: Oct 2005 Trader Rating: (4)	reply I have USAA as well, so i went on progressive.com and got a quote. My quote for USAA was $2200/6mo, progressive $1600 Catch though is progressive only gives you a good deal if you pay the balance; if you want to pay month to month, policy ends up costing a total of $2000... an extra $400 dollars just to do that!... USAA lets me pay monthly (extended) for like a $4 charge/mo... funny - no-one else noticed this? This ad is not endorsed by this member. Please register or login to hide this ad.

12-16-2005, 04:45 AM	#18
MaxSE03 Junior STI Driver Car: 05 STi Location: Jax / Green Cove Posts: 80 Join Date: Jul 2004 Trader Rating: (0)	USAA is always trying to get me to switch. They have never once come close to what I pay with State Farm. My last try with them was 2 to 3 months ago and they wanted $400 more a year over my current policy. No tickets or accidents and I'm 30.

12-16-2005, 04:49 AM	#19
thejackal0 Amateur STI Driver Posts: 42 Join Date: Jan 2005 Trader Rating: (0)	Thank you so much. I just switched to progressive and saved $1100/yr on my sti insurance. + I increased my coverage limits, and decreased my deductible by $500. I live in GA so coverage is not super expensive, but I had no idea I could get such a nice rate!

12-16-2005, 05:06 AM	#20
STiCED STI Driver Car: 05 Subaru WRX STi Bl Fav Mod: Cobb Stage 2! Location: S.Jersey/Philly Posts: 291 Join Date: May 2005 Trader Rating: (0)	Man Progressive should pay me kick-backs.

12-16-2005, 06:17 AM	#21
*Nachos Libres* Moderator Elite Car: 2005 Subaru WRX STi Fav Mod: Underglows Location: Tyler, Texas Posts: 8,553 Join Date: Jul 2005 Trader Rating: (0)	I don't remember how much I pay every 6 months or year as my rates have been discounted several times, but I pay around ~300/month for my STi and Mazda6 with Farmers. I would switch for a better rate but I love my insurance agent and have my auto, life, and home insurance through them.

12-16-2005, 07:08 AM	#22
FlyinbySTi Silver Member Car: 05' STi Fav Mod: JDM Fogs Posts: 2,393 Join Date: Dec 2005 Trader Rating: (7)	I have no complaint about USAA, even if i do pay a little more. When i had my accident years ago, they took care of everything. They had the car taken to a shop that they approve of. They made sure the company used all oem parts and had people stop by to make sure the work was being done properly. The car was better then new when i got it back. I also used USAA when i got the loan for my STi. There percentage rate was way less then it would have been if i used my bank. It was even less then what Subaru was offering on financing for a new STi. So i went with USAA, no hassle there. Oh and i payed extra for the cool insurance that if i die before the loan is paid off, USAA will pay off the rest of the loan.

12-16-2005, 07:58 AM	#24
KiNgMaRtY Spec C Club Car: 05 STI Fav Mod: Invidia N1-R Location: Anaheim, CA Posts: 1,310 Join Date: Sep 2004 Trader Rating: (5)	I need to give progressive a call.

12-16-2005, 08:13 AM	#25
allwheelsdriven Spec C Club Car: 04 WRB STi Location: Seattle, WA Posts: 1,171 Join Date: Jan 2004 Trader Rating: (3)	the thing about USAA is that they have top notch no questions asked customer service. The rest are cheaper but you'll know the difference when its time to make a claim, especially if you care about your car and there are soft tissue (ie back pain) issues to deal with.

12-16-2005, 08:32 AM	#26
ITW Junior STI Driver Car: 06 CGM STI Location: Plover, WI 54467 Posts: 88 Join Date: Apr 2004 Trader Rating: (1)	hehe, im in good hands with AllState @ $4000/month. Well, thats what they qouted me, unless the lady meant $4000/6mth. Im getting 6mths for $800 and soon to be 6mths for $660. 24yrs 1 ticket.

12-16-2005, 03:20 PM	#27
ghibli99 Professional STI Racer Car: 08 GD3 5MT Location: Phoenix, AZ Posts: 809 Join Date: Sep 2005 Trader Rating: (0)	Wawanesa only cost me $200 more a year than my previous policy under 21st Century for my Accord. Plus, they were amazingly friendly to deal with over the phone when I set up my policy. 21st Century was quoting me my Accord policy x 3 (!), which is initially what scared me off from purchasing an STi in the first place. Thankfully, Desi at Irvine Subaru pointed me in Wawanesa's direction, and well, the rest is history.

12-16-2005, 04:24 PM	#28
silver arrow Professional STI Racer Car: 05 STi PSM Fav Mod: Scooby Sport DP Posts: 729 Join Date: Sep 2005 Trader Rating: (0)	My insurance doubled when I moved from CT to GA. USAA said because the large amount of uninsured motorist in GA. Damn rednecks.

12-16-2005, 05:39 PM	#29
CBoldman Junior STI Driver Location: Seattle, WA Posts: 186 Join Date: Nov 2003 Trader Rating: (0)	Progressive huh? Call your agent or rep. and ask them why they require all body shops to use replacement parts built in China and NOT OEM. That is unless their cheap parts don't fit or you wish to pay the difference... I will stick with State Farm, who takes care of me when I need it.