Insurance quotes - Good for a laugh!

sgtpeper · 05-19-2005, 12:59 PM

Just startign to price out the insurance for my car which should be here in about 6 weeks.

Im 23 I have insurance right now and Ive had 1 violation that was ruled an illegal right on red.

Esurrance.com - ~750/6months

Progressive.com - ~800/6months

Geico - ~2000.6months

YES $2000 for every 6 months through Geico the one that claims they save you the most money.

Haha.

Jeff

evilrazor · 05-19-2005, 01:34 PM

yea i pay like 1800 year. Im 20 no violation's with USAA

sgtpeper · 05-19-2005, 01:36 PM

I just find it funny that geico wants 2k per 6 MONTHS so 4k per year...

Yikes..

eatV8 · 05-19-2005, 01:40 PM

Quote:

Originally Posted by sgtpeper

I just find it funny that geico wants 2k per 6 MONTHS so 4k per year...

Yikes..

Was that an internet quote? I got a stupid online quote also and someone told me to call them as their online service is known to give out stupid quotes. Quoted me something like $2200 for 6 months for my wife who is also 23 with 1 violation (turned left where wasnt suppose to) and my 25 with perfect driving record
If it was an online quote give them a call and get the quote over the phone.

sgtpeper · 05-19-2005, 01:44 PM

Ohh thanks for the advice

Ill definetely hop on that when I get home

Im really waiting to get serious about insurance until I get an VIN from my dealer. The anticipation is killing me!

Jeff

windmill · 05-19-2005, 01:45 PM

Quote:

Originally Posted by sgtpeper

YES $2000 for every 6 months through Geico the one that claims they save you the most money.

Haha.

My wife and I have Geico. They beat everyone else by a <b>huge</b> margin, which is why we switched. I'm 26 and our insurance on a Z3 and STi is $800 every 6 months.

[edit] I was 24 when we got the STi and switched insurance. Oh yeah, and that's for full coverage for both of us on both cars.

Titleist71 · 05-19-2005, 05:56 PM

I have progressive and it's like 1400/yr. One place called Hartford Agency wanted 3,000/yr. When the lady said that I just simply got up and walked out of her office. LOL.

WE_R_ND · 05-19-2005, 06:26 PM

These people have got to be kidding. 4Gs a year? Do they think people will actually pay that? Or is that the point, they just don't wanna insure the car?

Doombot! · 05-19-2005, 06:36 PM

I used to work GEICO, if you qualify for the best group, it ususally beats everyone. My wife and I have a Jetta and a beater. For "full coverage" (there is no such thing BTW) for both of us, we pay ~$95 / month. We're 28 & 30 with no claims or violations.

If you do not get into the best group (there are 3 of them) it can be expensive. From the sounds of things, you were in the bottom group which means one or more of the below:

1. Your credit is horrible (yes, they check)
2. Your occupation is "high risk"
3. You're lying about your record
4. There are tickets / claims you don't know about or remember
5. High risk ZIP code (what you pay is based on where you live)

normansti · 05-19-2005, 06:45 PM

you guys are lucky. in my zip code the best i could get was 2160 a year. which is 1080 every six months. Ive called everywhere. One company wanted 6000 a year from me lol. most places where around 1900 every six months. I'm 27 with a clear record with no claims. its crazy.

sgtpeper · 05-19-2005, 07:12 PM

Doombot! -

My credit is perfect, actually Im in the high 700s for that..
My occupation is sales - Real Estate
I didnt lie about my record
I dont think there are any tickets or claims I dont remember but it is possible
I live in Boulder CO - not sure if thats high risk or not...

Thanks
Jeff

sgtpeper · 05-19-2005, 07:28 PM

Ha- Just called Geico on the phone to see what it would be.

Got down to around 3k a year.

He said I meet their prefferred customer status - or something along those lines.
Makes me laugh. He said most of the money almost 2/3s in fact is because of the type of car it is. (Probably doesnt help that im not 25 yet).

Progressive or Esurance it is!

Jeff

WRX_XB9R · 05-20-2005, 06:35 AM

I just called my personal insurance agent (AmFam) and got a quote for 371 for 6 months. 250 ded. 100/300/100 full coverage. Being a home owner, 32, married, 2 kids and a clean record is good. ;-)

I do not know what it is currently because it is lumped in with our business insurance.

Meatball · 05-20-2005, 08:58 AM

I get $30,000 in 4 months, so I'm getting an STi. Can't wait. But my father said he went and checked out some companies, and he said the average for me, because I'm a male, 18 driver, and an STi, would be $390 a month. Can anyone PM me with any help? =X

STIin08 · 05-20-2005, 11:26 AM

hey, can i sign up to work at your job? thats hella bank, man

05-19-2005, 12:59 PM	#1
sgtpeper Secret Moderator shhh Car: '05 White/Gold Fav Mod: A Car Wash Location: Denver CO Posts: 1,556 Join Date: Feb 2005 Trader Rating: (0)	Insurance quotes - Good for a laugh! Just startign to price out the insurance for my car which should be here in about 6 weeks. Im 23 I have insurance right now and Ive had 1 violation that was ruled an illegal right on red. Esurrance.com - ~750/6months Progressive.com - ~800/6months Geico - ~2000.6months YES $2000 for every 6 months through Geico the one that claims they save you the most money. Haha. Jeff This ad is not endorsed by this member. Please register or login to hide this ad.

05-20-2005, 11:26 AM	#15
STIin08 Senior STI Driver Car: 98 leggy gt Fav Mod: Mid engine- rear drive, Who needs mods? Location: KCMO...representin the 64 Posts: 310 Join Date: Jun 2003 Trader Rating: (0)	hey, can i sign up to work at your job? thats hella bank, man This ad is not endorsed by this member. Please register or login to hide this ad.

05-19-2005, 01:34 PM	#2
evilrazor Spec C Club Car: 2005 WRB/G STi Fav Mod: AP Location: New Mexico Posts: 1,407 Join Date: Apr 2004 Trader Rating: (0)	yea i pay like 1800 year. Im 20 no violation's with USAA

05-19-2005, 01:36 PM	#3
sgtpeper Secret Moderator shhh Car: '05 White/Gold Fav Mod: A Car Wash Location: Denver CO Posts: 1,556 Join Date: Feb 2005 Trader Rating: (0)	I just find it funny that geico wants 2k per 6 MONTHS so 4k per year... Yikes..

05-19-2005, 01:44 PM	#5
sgtpeper Secret Moderator shhh Car: '05 White/Gold Fav Mod: A Car Wash Location: Denver CO Posts: 1,556 Join Date: Feb 2005 Trader Rating: (0)	Ohh thanks for the advice Ill definetely hop on that when I get home Im really waiting to get serious about insurance until I get an VIN from my dealer. The anticipation is killing me! Jeff

05-19-2005, 05:56 PM	#7
Titleist71 Professional STI Racer Car: 05 PSM STi w/ custom Fav Mod: TiaL 38mm vented free as a bird. Location: Maine Posts: 615 Join Date: Mar 2005 Trader Rating: (1)	I have progressive and it's like 1400/yr. One place called Hartford Agency wanted 3,000/yr. When the lady said that I just simply got up and walked out of her office. LOL.

05-19-2005, 06:26 PM	#8
WE_R_ND Spec C Club Fav Mod: Track Time Location: Des Moines, IA Posts: 2,267 Join Date: Jan 2004 Trader Rating: (0)	These people have got to be kidding. 4Gs a year? Do they think people will actually pay that? Or is that the point, they just don't wanna insure the car?

05-19-2005, 06:36 PM	#9
Doombot! Amateur STI Driver Car: Astronomy. Geocaching Fav Mod: Management Location: Lakeland, Fl. Posts: 47 Join Date: Apr 2005 Trader Rating: (0)	I used to work GEICO, if you qualify for the best group, it ususally beats everyone. My wife and I have a Jetta and a beater. For "full coverage" (there is no such thing BTW) for both of us, we pay ~$95 / month. We're 28 & 30 with no claims or violations. If you do not get into the best group (there are 3 of them) it can be expensive. From the sounds of things, you were in the bottom group which means one or more of the below: 1. Your credit is horrible (yes, they check) 2. Your occupation is "high risk" 3. You're lying about your record 4. There are tickets / claims you don't know about or remember 5. High risk ZIP code (what you pay is based on where you live)

05-19-2005, 06:45 PM	#10
normansti Spec C Club Location: Dearborn MI Posts: 1,246 Join Date: Aug 2004 Trader Rating: (0)	you guys are lucky. in my zip code the best i could get was 2160 a year. which is 1080 every six months. Ive called everywhere. One company wanted 6000 a year from me lol. most places where around 1900 every six months. I'm 27 with a clear record with no claims. its crazy.

05-19-2005, 07:12 PM	#11
sgtpeper Secret Moderator shhh Car: '05 White/Gold Fav Mod: A Car Wash Location: Denver CO Posts: 1,556 Join Date: Feb 2005 Trader Rating: (0)	Doombot! - My credit is perfect, actually Im in the high 700s for that.. My occupation is sales - Real Estate I didnt lie about my record I dont think there are any tickets or claims I dont remember but it is possible I live in Boulder CO - not sure if thats high risk or not... Thanks Jeff

05-19-2005, 07:28 PM	#12
sgtpeper Secret Moderator shhh Car: '05 White/Gold Fav Mod: A Car Wash Location: Denver CO Posts: 1,556 Join Date: Feb 2005 Trader Rating: (0)	Ha- Just called Geico on the phone to see what it would be. Got down to around 3k a year. He said I meet their prefferred customer status - or something along those lines. Makes me laugh. He said most of the money almost 2/3s in fact is because of the type of car it is. (Probably doesnt help that im not 25 yet). Progressive or Esurance it is! Jeff

05-20-2005, 06:35 AM	#13
WRX_XB9R Professional STI Racer Car: 04 WRB/ GOLD STI Fav Mod: snail sticker = 5hp Location: Raymore, MO Posts: 792 Join Date: Feb 2003 Trader Rating: (0)	I just called my personal insurance agent (AmFam) and got a quote for 371 for 6 months. 250 ded. 100/300/100 full coverage. Being a home owner, 32, married, 2 kids and a clean record is good. ;-) I do not know what it is currently because it is lumped in with our business insurance.

05-20-2005, 08:58 AM	#14
Meatball Lurker Posts: 2 Join Date: May 2005 Trader Rating: (0)	I get $30,000 in 4 months, so I'm getting an STi. Can't wait. But my father said he went and checked out some companies, and he said the average for me, because I'm a male, 18 driver, and an STi, would be $390 a month. Can anyone PM me with any help? =X