Can't get my STi! :( Insurance is such a scam...

Shocker · 11-02-2004, 10:58 AM

Sadness at the ol' homestead. Insurance costs are just too much on the STi. My quote came in at $1200 every 6 months. I am 36 with 3 other cars/home and life all thru Farmers. I do have an accident that comes off in Feb, so maybe it will be much lower and I can revisit the purchase then.

What are you guys paying in insurance?

Mike
'94 Mustang GT (looking to get a new STi, bubba!)

Weedo · 11-02-2004, 11:15 AM

My Subi will be shipped soon. I have not checked insurance, but i can tell you my '03 Z06 is around $700 every 6 (compared to $580 for my old '04 Toyota 4 Runner). I'm 33, wife, child, 3 auto's, no tickets or accidents.

I can't imagine the STi will be more than the Z06.

***Wthermans*** · 11-02-2004, 11:16 AM

My insurance is $98/month. 21 years old.

normansti · 11-02-2004, 11:31 AM

1200 your lucky. I pay 1500 every 6 months. I hate this city. Im 27 years old, clean driving record.

donmei · 11-02-2004, 11:45 AM

Shocker,

Sorry to hear that. By the title, I thought you were a 19 yr old griping about a high insurance.

I'm surprised you are so high. I am at around 450/6 mos. (if you search archives I've got exact number somewhere)

I'm also 36, married, own my home, no kids, no claims, no tickets.

If you're similarly clean, then you should shop around.

Check out Progressive.com, they give you their quote, but they also tell you what several other companies will charge.

Best regards,

Don

Hawkeye · 11-02-2004, 12:05 PM

$1050 a year. I know you think insurance is a scam but what would you do if you hita car at 45mph? Who would pay for the repairs for your? Their car? What about their hospital bills?

I know.................your 401K

Your STI is a symbol 26 same as:

Ferrari 360 Modena
Corvette Z06
Lamborghini Gilardo

And higher than:

Corvette
MB SL55AMG

SickSTi · 11-02-2004, 12:30 PM

damn i thought i was paying alot and was gunna try to get it lower..at end of year.

1200 a year full coverage in NYC. going on 34 with a clean liscense for the first time in a long time, hopefully i can keep it clean

TheSTIguY · 11-02-2004, 12:36 PM

stop ur whining, i am donating 3200 a year for the most fun car i have ever driven

for now while i am young i can afford it i guess.

***sciolist*** · 11-02-2004, 12:37 PM

Around $500/year I think. I don't know the exact figure, my wife pays the bills, lol.

Hawkeye · 11-02-2004, 12:50 PM

Quote:

Originally Posted by SickSTi

damn i thought i was paying alot and was gunna try to get it lower..at end of year.

1200 a year full coverage in NYC. going on 34 with a clean liscense for the first time in a long time, hopefully i can keep it clean

Not in NY you're not

titsataki · 11-02-2004, 01:16 PM

Quote:

Originally Posted by Shocker

Sadness at the ol' homestead. Insurance costs are just too much on the STi. My quote came in at $1200 every 6 months. I am 36 with 3 other cars/home and life all thru Farmers. I do have an accident that comes off in Feb, so maybe it will be much lower and I can revisit the purchase then.

What are you guys paying in insurance?

Mike
'94 Mustang GT (looking to get a new STi, bubba!)

So ask them what would the rate be after Feb?
My STi was $20 a year more than my WRX.
Also did you shop around for a rate? Try E-Surance.com and see if you can get a better rate.

Cheers

Nick

***austinpike*** · 11-02-2004, 01:26 PM

Try American Express auto insurance. At least get a quote.
https://www64.americanexpress.com/au...t/QuoteServlet

They are much cheaper than anything else I have found. And my '05 STi is cheaper than my '02 WRX was, and both are less than our Protege5. Makes no sense to me but I'm not complaining. Not trying to come off like a sales guy, it just seems like no one really knows they offer insurance. I guess your accident might be a problem, I don't know how picky they are.

STiLL13 · 11-02-2004, 01:46 PM

I got quoted $1800/year from Geico last night when I called them up.

Any other suggestions from anyone on inscurance companies??

I've called:
Liberty Mutual
Progressive
Geico
State Farm
American Express (is not Licensed to insure vehicles in NH as of yet)

Any others you guys can think of that I could try for a lower rate?
(By the way.. i'm 24, so as no one takes any hints from my username)

Thanks.

05STi · 11-02-2004, 01:57 PM

Not even $700 year.
Insurance on the STi is about $3-4 more than my WRX.
I have two cars and a house with StateFarm. No tickets and one accident that was not my fault.

***Wthermans*** · 11-02-2004, 02:26 PM

STiLL13, try Allstate, that's what I use.

11-02-2004, 10:58 AM	#1
Shocker Lurker Fav Mod: Engineer Location: Olympia, WA Posts: 4 Join Date: Nov 2004 Trader Rating: (0)	Sadness at the ol' homestead. Insurance costs are just too much on the STi. My quote came in at $1200 every 6 months. I am 36 with 3 other cars/home and life all thru Farmers. I do have an accident that comes off in Feb, so maybe it will be much lower and I can revisit the purchase then. What are you guys paying in insurance? Mike '94 Mustang GT (looking to get a new STi, bubba!) This ad is not endorsed by this member. Please register or login to hide this ad.

11-02-2004, 01:46 PM	#13
STiLL13 Amateur STI Driver Fav Mod: Student Location: Nashua, NH Posts: 35 Join Date: Feb 2004 Trader Rating: (0)	NEW AND IMPROVED M.S.P.T. "MAKING ROOM" SPECIALS! I got quoted $1800/year from Geico last night when I called them up. Any other suggestions from anyone on inscurance companies?? I've called: Liberty Mutual Progressive Geico State Farm American Express (is not Licensed to insure vehicles in NH as of yet) Any others you guys can think of that I could try for a lower rate? (By the way.. i'm 24, so as no one takes any hints from my username) Thanks.

11-02-2004, 02:26 PM	#15
*Wthermans* AWD + Turbo = Fun Car: Cars, Third Eye Blind, Gaming Fav Mod: Legal Assistant Location: Maryville, TN Posts: 297 Join Date: Sep 2004 Trader Rating: (0)	STiLL13, try Allstate, that's what I use. This ad is not endorsed by this member. Please register or login to hide this ad.

11-02-2004, 11:15 AM	#2
Weedo Amateur STI Driver Car: Cars Fav Mod: IT Location: Chandler AZ Posts: 37 Join Date: Oct 2004 Trader Rating: (0)	My Subi will be shipped soon. I have not checked insurance, but i can tell you my '03 Z06 is around $700 every 6 (compared to $580 for my old '04 Toyota 4 Runner). I'm 33, wife, child, 3 auto's, no tickets or accidents. I can't imagine the STi will be more than the Z06.

11-02-2004, 11:16 AM	#3
*Wthermans* AWD + Turbo = Fun Car: Cars, Third Eye Blind, Gaming Fav Mod: Legal Assistant Location: Maryville, TN Posts: 297 Join Date: Sep 2004 Trader Rating: (0)	My insurance is $98/month. 21 years old.

11-02-2004, 11:31 AM	#4
normansti Spec C Club Location: Dearborn MI Posts: 1,251 Join Date: Aug 2004 Trader Rating: (0)	1200 your lucky. I pay 1500 every 6 months. I hate this city. Im 27 years old, clean driving record.

11-02-2004, 11:45 AM	#5
donmei S204 Racer Car: 04 WRB STi Fav Mod: Trailer Hitch Location: CT, U.S.A. Posts: 3,139 Join Date: Feb 2004 Trader Rating: (0)	Shocker, Sorry to hear that. By the title, I thought you were a 19 yr old griping about a high insurance. I'm surprised you are so high. I am at around 450/6 mos. (if you search archives I've got exact number somewhere) I'm also 36, married, own my home, no kids, no claims, no tickets. If you're similarly clean, then you should shop around. Check out Progressive.com, they give you their quote, but they also tell you what several other companies will charge. Best regards, Don

11-02-2004, 12:05 PM	#6
Hawkeye Junior STI Driver Posts: 60 Join Date: Sep 2004 Trader Rating: (0)	$1050 a year. I know you think insurance is a scam but what would you do if you hita car at 45mph? Who would pay for the repairs for your? Their car? What about their hospital bills? I know.................your 401K Your STI is a symbol 26 same as: Ferrari 360 Modena Corvette Z06 Lamborghini Gilardo And higher than: Corvette MB SL55AMG

11-02-2004, 12:30 PM	#7
SickSTi Silver Member Car: 06 STI Fav Mod: SP2 Location: nyc Posts: 290 Join Date: Dec 2003 Trader Rating: (1)	damn i thought i was paying alot and was gunna try to get it lower..at end of year. 1200 a year full coverage in NYC. going on 34 with a clean liscense for the first time in a long time, hopefully i can keep it clean

11-02-2004, 12:36 PM	#8
TheSTIguY Junior STI Driver Location: Dirty Jerzy Posts: 113 Join Date: Aug 2004 Trader Rating: (0)	stop ur whining, i am donating 3200 a year for the most fun car i have ever driven for now while i am young i can afford it i guess.

11-02-2004, 12:37 PM	#9
*sciolist* Spiteful Old Codger Location: Bend, OR Posts: 2,345 Join Date: Jul 2003 Trader Rating: (1)	Around $500/year I think. I don't know the exact figure, my wife pays the bills, lol.

11-02-2004, 01:26 PM	#12
*austinpike* Platinum Member Car: 2oo5 cgm STi Location: MN Posts: 1,925 Join Date: Jul 2004 Trader Rating: (7)	Try American Express auto insurance. At least get a quote. https://www64.americanexpress.com/au...t/QuoteServlet They are much cheaper than anything else I have found. And my '05 STi is cheaper than my '02 WRX was, and both are less than our Protege5. Makes no sense to me but I'm not complaining. Not trying to come off like a sales guy, it just seems like no one really knows they offer insurance. I guess your accident might be a problem, I don't know how picky they are.

11-02-2004, 01:57 PM	#14
05STi Junior STI Driver Car: '05 STi - AP Stage 1 Fav Mod: Teh interweb Location: The Ham, AL Posts: 68 Join Date: Jul 2004 Trader Rating: (0)	Not even $700 year. Insurance on the STi is about $3-4 more than my WRX. I have two cars and a house with StateFarm. No tickets and one accident that was not my fault.