Got a letter in the mail from my insurance

IRTsti · 06-15-2008, 11:31 AM

heres what it said:

Dear Policy Holder:

We have changed your policy on your new auto due to its high horsepower and low curb weight, this vehicle is classified as a high performance auto. We normally do not insure such an auto for a new applicant. However, we have agreed to insure this auto for you because you are a current policyholder.

We promote highway safety. This is why we are making you aware of the risks involved in driving an auto with a powerful engine and comparatively lightweight body. Our claims experience shows that these autos become involved in more accidents than autos with less horsepower.

We encourage you or anyone driving your auto to follow safe practices, especially observing a safe speed. We hope you have a safe driving future.

I think thats BS. They gave me a quote and told me its a performance car and took the vin. I activated the new policy then after 4 days i get this letter with a new REVISED policy along with it. So they just upped my insurance 120.00/yr basically for no reason. Im an adult with a clean driving history and 3 kids yet they are gonna lecture me in a letter like im a irresponsible teenager.

Even revised its not the worst/nor the best, but i just called state farm to see if they can do better they said i have to wait till monday and talk to a rep in my area.

New raised price I pay 120.00 w/homeowners insurance.

I hate insurance. All my life i've paid thousands to them and never made a single claim. Yet if i did have to make a claim of coarse they would up my insurance even more dispite all the money i threw out the window just for "incase @#$% happens"

***MacSTi*** · 06-15-2008, 11:42 AM

Geico Raised my rates almost $500 this 6 Months with no cause other then saying it costs more to fix my now 3 year old car. Went from a K- an L class?

chargedvette02 · 06-15-2008, 11:44 AM

Quote:

Originally Posted by IRTsti

heres what it said:

Dear Policy Holder:

We have changed your policy on your new auto due to its high horsepower and low curb weight, this vehicle is classified as a high performance auto. We normally do not insure such an auto for a new applicant. However, we have agreed to insure this auto for you because you are a current policyholder.

We promote highway safety. This is why we are making you aware of the risks involved in driving an auto with a powerful engine and comparatively lightweight body. Our claims experience shows that these autos become involved in more accidents than autos with less horsepower.

We encourage you or anyone driving your auto to follow safe practices, especially observing a safe speed. We hope you have a safe driving future.

I think thats BS. They gave me a quote and told me its a performance car and took the vin. I activated the new policy then after 4 days i get this letter with a new REVISED policy along with it. So they just upped my insurance 120.00/yr basically for no reason. Im an adult with a clean driving history and 3 kids yet they are gonna lecture me in a letter like im a irresponsible teenager.

Even revised its not the worst/nor the best, but i just called state farm to see if they can do better they said i have to wait till monday and talk to a rep in my area.

New raised price I pay 120.00 w/homeowners insurance.

I hate insurance. All my life i've paid thousands to them and never made a single claim. Yet if i did have to make a claim of coarse they would up my insurance even more dispite all the money i threw out the window just for "incase @#$% happens"

Wow, I would start shopping around and drop them as quick as possible.

purreplayya69 · 06-15-2008, 11:51 AM

find a new insurance company.... then write a letter back that you have decided to drop them due to the letter youve received (copy the letter and staple it to your letter)

IRTsti · 06-15-2008, 11:59 AM

well the quote i got from state farm was 90.00/mth but thats without homeowners insurance so i dont know how much more it would go up with it. Better then 120/mth though.
Yeah i think i will find better insurance and send them a copy of the letter back, lol. Oh btw they upped my insurance before because my wife got a speeding ticket. Why the hell do i have to pay for my wifes mistake? They told me that anyone living in the same house must be on my policy, therefore if they have a bad driving record there more of a liability of they were to drive my car.

wrxser · 06-15-2008, 02:18 PM

I pay 152.00 a month State Farm, no tickets, 45 years old. All four of my cars insurance, home owners, life, all total 780.00 a month. That's almost a grand a month for in case **** happens.

IRTsti · 06-15-2008, 04:34 PM

They should give you atleast a % back at the end of the year if you drive safe.

Cpl Hicks · 06-15-2008, 05:08 PM

1750.00 a year for home, 2 cars (06 STi and 07 Outlook). That's the wife and I and she has speeding tickets. PM me and I'll give out my agents number. I'm sure she would love the business.

Track · 06-15-2008, 05:10 PM

Quote:

Originally Posted by wrxser

I pay 152.00 a month State Farm, no tickets, 45 years old. All four of my cars insurance, home owners, life, all total 780.00 a month. That's almost a grand a month for in case **** happens.

You should try Mercury. If you carry all of your various insurance policies with them, you get a discount. I don't recall what our #s are but I believe they're pretty good.

STIVendetta · 06-15-2008, 05:32 PM

"I hate insurance. All my life i've paid thousands to them and never made a single claim. Yet if i did have to make a claim of coarse they would up my insurance even more dispite all the money i threw out the window just for "incase @#$% happens"

"

I HATE INSURANCE ALSO...I Pay and Pay and make No claims...I pay For `just in case Sch!t too! I wish they would reimburse us for safety.....after so much time goes by....But..no they wont........No wonder so many people hate ins co`s ....

***solovus*** · 06-15-2008, 05:36 PM

Quote:

Originally Posted by IRTsti

heres what it said:

Dear Policy Holder:

We have changed your policy on your new auto due to its high horsepower and low curb weight, this vehicle is classified as a high performance auto. We normally do not insure such an auto for a new applicant. However, we have agreed to insure this auto for you because you are a current policyholder.

LOL...I'm sorry, but I would show this to all my friends. That is just too awesome...sucks for the **** they pulled, but great way to start a letter.

**boxtwo** · 06-15-2008, 05:45 PM

So I guess by their logic, as stated in their letter, they do not insure motorcycles...

$109/month for a 2007 STi and 2000 Tacoma and my homeowner's insurance. Not sure the breakdown for just the vehicles. That's through Statefarm, BTW.

FWIW, try Erie. If you have a good driving record, I have seen their rates as the lowest.

sticop · 06-15-2008, 06:03 PM

$170 a month for my car and bike (02 ducati monster) with Concord Group. which is much better considering i just changed from AAA that had me at $240 for just my car...

IRTsti · 06-16-2008, 02:39 PM

Quote:

Originally Posted by boxtwo

So I guess by their logic, as stated in their letter, they do not insure motorcycles...

$109/month for a 2007 STi and 2000 Tacoma and my homeowner's insurance. Not sure the breakdown for just the vehicles. That's through Statefarm, BTW.

FWIW, try Erie. If you have a good driving record, I have seen their rates as the lowest.

My insurance is ERIE and thats who wrote the letter!

**boxtwo** · 06-16-2008, 03:18 PM

Quote:

Originally Posted by IRTsti

My insurance is ERIE and thats who wrote the letter!

WHAT??? Really? I JUST got a quote from them LAST week. They knew the car, had no issue with it at all.

06-15-2008, 11:31 AM	#1
IRTsti Junior STI Driver Car: WRB 04 WRX STi Fav Mod: Coming Soon Location: PA Posts: 70 Join Date: Jun 2008 Trader Rating: (0)	Got a letter in the mail from my insurance heres what it said: Dear Policy Holder: We have changed your policy on your new auto due to its high horsepower and low curb weight, this vehicle is classified as a high performance auto. We normally do not insure such an auto for a new applicant. However, we have agreed to insure this auto for you because you are a current policyholder. We promote highway safety. This is why we are making you aware of the risks involved in driving an auto with a powerful engine and comparatively lightweight body. Our claims experience shows that these autos become involved in more accidents than autos with less horsepower. We encourage you or anyone driving your auto to follow safe practices, especially observing a safe speed. We hope you have a safe driving future. I think thats BS. They gave me a quote and told me its a performance car and took the vin. I activated the new policy then after 4 days i get this letter with a new REVISED policy along with it. So they just upped my insurance 120.00/yr basically for no reason. Im an adult with a clean driving history and 3 kids yet they are gonna lecture me in a letter like im a irresponsible teenager. Even revised its not the worst/nor the best, but i just called state farm to see if they can do better they said i have to wait till monday and talk to a rep in my area. New raised price I pay 120.00 w/homeowners insurance. I hate insurance. All my life i've paid thousands to them and never made a single claim. Yet if i did have to make a claim of coarse they would up my insurance even more dispite all the money i threw out the window just for "incase @#$% happens" This ad is not endorsed by this member. Please register or login to hide this ad.

06-15-2008, 11:42 AM	#2
*MacSTi* I has BOOST! Car: 2005 Aspen White STi Fav Mod: LightWerkz Projector Retrofit Location: Somerset, NJ Posts: 1,914 Join Date: Feb 2006 Trader Rating: (12)	Re: Got a letter in the mail from my insurance Geico Raised my rates almost $500 this 6 Months with no cause other then saying it costs more to fix my now 3 year old car. Went from a K- an L class?

06-15-2008, 11:51 AM	#4
purreplayya69 The Next Petter Solberg Car: 2005 CGM/Gold STi Fav Mod: suspension! Location: NNJ Posts: 983 Join Date: Dec 2005 Trader Rating: (12)	Re: Got a letter in the mail from my insurance find a new insurance company.... then write a letter back that you have decided to drop them due to the letter youve received (copy the letter and staple it to your letter)

06-15-2008, 11:59 AM	#5
IRTsti Junior STI Driver Car: WRB 04 WRX STi Fav Mod: Coming Soon Location: PA Posts: 70 Join Date: Jun 2008 Trader Rating: (0)	Re: Got a letter in the mail from my insurance well the quote i got from state farm was 90.00/mth but thats without homeowners insurance so i dont know how much more it would go up with it. Better then 120/mth though. Yeah i think i will find better insurance and send them a copy of the letter back, lol. Oh btw they upped my insurance before because my wife got a speeding ticket. Why the hell do i have to pay for my wifes mistake? They told me that anyone living in the same house must be on my policy, therefore if they have a bad driving record there more of a liability of they were to drive my car.

06-15-2008, 02:18 PM	#6
wrxser Spec C Club Car: 06 STI obp Fav Mod: My Wife Location: Newberg, Oregon Posts: 1,024 Join Date: Feb 2006 Trader Rating: (0)	Re: Got a letter in the mail from my insurance I pay 152.00 a month State Farm, no tickets, 45 years old. All four of my cars insurance, home owners, life, all total 780.00 a month. That's almost a grand a month for in case **** happens.

06-15-2008, 04:34 PM	#7
IRTsti Junior STI Driver Car: WRB 04 WRX STi Fav Mod: Coming Soon Location: PA Posts: 70 Join Date: Jun 2008 Trader Rating: (0)	Re: Got a letter in the mail from my insurance They should give you atleast a % back at the end of the year if you drive safe.

06-15-2008, 05:08 PM	#8
Cpl Hicks Amateur STI Driver Car: 06 STi Fav Mod: CF DS Location: B/CS, TX Posts: 45 Join Date: Sep 2007 Trader Rating: (0)	Re: Got a letter in the mail from my insurance 1750.00 a year for home, 2 cars (06 STi and 07 Outlook). That's the wife and I and she has speeding tickets. PM me and I'll give out my agents number. I'm sure she would love the business.

06-15-2008, 05:32 PM	#10
STIVendetta Spec C Club Car: << 07-STi >> Fav Mod: A Good Wax Job Location: NC- Kingdom of AWD Posts: 1,297 Join Date: May 2007 Trader Rating: (0)	Re: Got a letter in the mail from my insurance "I hate insurance. All my life i've paid thousands to them and never made a single claim. Yet if i did have to make a claim of coarse they would up my insurance even more dispite all the money i threw out the window just for "incase @#$% happens" " I HATE INSURANCE ALSO...I Pay and Pay and make No claims...I pay For `just in case Sch!t too! I wish they would reimburse us for safety.....after so much time goes by....But..no they wont........No wonder so many people hate ins co`s ....

06-15-2008, 05:45 PM	#12
boxtwo Gold Member Car: 07 OBP STi Fav Mod: Venison front Bumper mod Location: Pennsyltucky Posts: 1,399 Join Date: Jun 2007 Trader Rating: (2)	Re: Got a letter in the mail from my insurance So I guess by their logic, as stated in their letter, they do not insure motorcycles... $109/month for a 2007 STi and 2000 Tacoma and my homeowner's insurance. Not sure the breakdown for just the vehicles. That's through Statefarm, BTW. FWIW, try Erie. If you have a good driving record, I have seen their rates as the lowest.

06-15-2008, 06:03 PM	#13
sticop Grassroots STI Racer Car: 04 WRB STI Fav Mod: 255's ftmfw Location: central NH Posts: 590 Join Date: Apr 2007 Trader Rating: (0)	Re: Got a letter in the mail from my insurance $170 a month for my car and bike (02 ducati monster) with Concord Group. which is much better considering i just changed from AAA that had me at $240 for just my car...