Insurance!!

707sti · 07-05-2004, 06:49 AM

Hey guys, I was wondering what everyone here pays for their insurance and which company you go through? Obviously everyone will be different depending on age, driving record, location, etc. In my case, I'm almost 22, have a clean driving history (never ever wrecked), and will be in Arizona. Any info would be good so I can get an idea of what i'm looking at.

NskGenakuDuckie · 07-05-2004, 07:10 AM

Just to give you an idea, for me it would have been probably $2000 every 6 months if I would put it under my name. I'm 21 with 1 speeding ticket and 0 accidents in the past. HOWEVER; my dad put the car under his name, him being the primary driver and me being secondary.

So now it's about $1100 every 6 months. That is for full coverage, and a REALLY REALLY high liability for bodily injury. If bodily injury coverage was lower, it would've been cut in half.

This one place (won't mention names), was crazy enough to quote me over $5000 for every 6 months.

**Digitalfiend** · 07-05-2004, 07:11 AM

I will end up paying about $140 cdn / month for the STi through State Farm Insurance with perfect record (no accidents or tickets). I'm 28, and the STi costs $9 more / month than my RSX.

BTW try doing a search as I think there already is a thread about insurance here.

Edit: Here is the link: http://www.imprezawrxsti.com/postnuk...ight=insurance

Oldirty · 07-05-2004, 08:28 AM

I'm 22, no tickets, one comprehensive claim under $3k. I pay $2600 a year in northern Virginia. AZ is less populated so you'll probably get a lesser quote than that. Travelers and Geico both offered the lowest quotes. I'd give them both a shot.

allwheelsdriven · 07-05-2004, 09:27 AM

im 38 with no tickets and i pay about 100/month for the usual coverages with a 500 deduct through Costco which is really American Express insurance.

m

***Datadatum*** · 07-05-2004, 09:52 AM

$1300/yr for 2 cars. Homeowner, suburbs, married, over 30, no claims, yadah yadah yadah.

707sti · 07-05-2004, 03:12 PM

Man, all you guys 25 and above have it real nice, and the ones who are also married. Well I called my insurance company today which is USAA (since I'm in the military), and they quoted me $1800.00 every 6 months with a $1000.00 deductible! Thats outrageous! I guess it doesnt pay t be young, although I'm an excellent driver with a clean record. does that quote sound too high or just right? I need to get married soon....

SebringS2k · 07-05-2004, 03:14 PM

Quote:

Originally Posted by 707sti

Man, all you guys 25 and above have it real nice, and the ones who are also married. Well I called my insurance company today which is USAA (since I'm in the military), and they quoted me $1800.00 every 6 months with a $1000.00 deductible! Thats outrageous! I guess it doesnt pay t be young, although I'm an excellent driver with a clean record. does that quote sound too high or just right? I need to get married soon....

a friend of mine has USAA insurance also, he just bought a new G35 coupe and he's only paying $1200 a year

[PLCB]Sti · 07-05-2004, 04:45 PM

1000 a year here.

30 years old, no tickets...crashes....etc.

I have had allstate for 14 years now.

HPH · 07-05-2004, 05:44 PM

Insurance varies a lot by location -- when we moved to New Mexico, from just one state to the north, we were shocked by the rates here.

One possibly useful benchmark: I traded an Audi allroad ($48K) for my STi ($33K), and my Allstate rates went up by a third, even though I increased the deductible from $100 to $500.

These are expensive cars to insure. HPH

fastsubie · 07-05-2004, 05:51 PM

1100 bucks a year, 250 dedect, 100% comp, towing, rental car, 100% glass coverage, 27yrs old, no tickets, no accidents, oh and i live in Central PA.

Fess

srf · 07-05-2004, 07:56 PM

Under 30 & paying less than $100/month through Progressive. It's funny, insurance on my '97 Mustang GT is actually more expensive than the STi. =)

five-o-05STI · 07-05-2004, 09:52 PM

1200 for 6 months, 23years old, one ticket, 1 accident...progressive, kali

evilrazor · 07-06-2004, 03:04 AM

19 clean record. Im with USAA and I was told 1600 every 6 months. But I live in the middle of no where down in New Mexico. but we will see once I get the car.
Now my F-150 4x4 a year or 2 ago was a whole differnt story I paid 4,000 a month + getting 9 mpg= broke for highschool student =)

madpeon · 07-06-2004, 08:12 AM

Now keep in mind, the state in which you live has a huge impact on insurance rates.

I'm in AZ as well and pay 1200 every 6 months through Progressive. I'm 21, no tickets/accidents, good credit.

I think you'll be hard pressed to find good rates here as Progressive lists Phoenix as the number 1 car theft area in the US, with Tucson as number 5 I think.

07-05-2004, 06:49 AM	#1
707sti Junior STI Driver Posts: 107 Join Date: Jun 2004 Trader Rating: (0)	nevermind Hey guys, I was wondering what everyone here pays for their insurance and which company you go through? Obviously everyone will be different depending on age, driving record, location, etc. In my case, I'm almost 22, have a clean driving history (never ever wrecked), and will be in Arizona. Any info would be good so I can get an idea of what i'm looking at. This ad is not endorsed by this member. Please register or login to hide this ad.

07-05-2004, 09:52 PM	#13
five-o-05STI Junior STI Driver Posts: 88 Join Date: Jun 2004 Trader Rating: (0)	Selling my STi, need to sell aftermarket parts... 1200 for 6 months, 23years old, one ticket, 1 accident...progressive, kali

07-06-2004, 08:12 AM	#15
madpeon Amateur STI Driver Posts: 33 Join Date: Jan 2004 Trader Rating: (0)	SUBIESPORT Subscriptions now available! Now keep in mind, the state in which you live has a huge impact on insurance rates. I'm in AZ as well and pay 1200 every 6 months through Progressive. I'm 21, no tickets/accidents, good credit. I think you'll be hard pressed to find good rates here as Progressive lists Phoenix as the number 1 car theft area in the US, with Tucson as number 5 I think. This ad is not endorsed by this member. Please register or login to hide this ad.

07-05-2004, 07:10 AM	#2
NskGenakuDuckie Senior STI Driver Car: I hate ignorant car people, I hate ricers, I hate noobs that ask dumbass obvoius questions, SEARCH!! Fav Mod: College student, Best Buy associate Location: Walnut, Ca Posts: 306 Join Date: Jun 2004 Trader Rating: (0)	Just to give you an idea, for me it would have been probably $2000 every 6 months if I would put it under my name. I'm 21 with 1 speeding ticket and 0 accidents in the past. HOWEVER; my dad put the car under his name, him being the primary driver and me being secondary. So now it's about $1100 every 6 months. That is for full coverage, and a REALLY REALLY high liability for bodily injury. If bodily injury coverage was lower, it would've been cut in half. This one place (won't mention names), was crazy enough to quote me over $5000 for every 6 months.

07-05-2004, 07:11 AM	#3
Digitalfiend Super Moderator Car: 08 DGM STI Fav Mod: My wife :) Location: Brooklin, Ontario Posts: 5,515 Join Date: Oct 2003 Trader Rating: (0)	I will end up paying about $140 cdn / month for the STi through State Farm Insurance with perfect record (no accidents or tickets). I'm 28, and the STi costs $9 more / month than my RSX. BTW try doing a search as I think there already is a thread about insurance here. Edit: Here is the link: http://www.imprezawrxsti.com/postnuk...ight=insurance

07-05-2004, 08:28 AM	#4
Oldirty Junior STI Driver Posts: 96 Join Date: Aug 2003 Trader Rating: (0)	I'm 22, no tickets, one comprehensive claim under $3k. I pay $2600 a year in northern Virginia. AZ is less populated so you'll probably get a lesser quote than that. Travelers and Geico both offered the lowest quotes. I'd give them both a shot.

07-05-2004, 09:27 AM	#5
allwheelsdriven Spec C Club Car: 04 WRB STi Location: Seattle, WA Posts: 1,171 Join Date: Jan 2004 Trader Rating: (3)	im 38 with no tickets and i pay about 100/month for the usual coverages with a 500 deduct through Costco which is really American Express insurance. m

07-05-2004, 09:52 AM	#6
*Datadatum* 100% More Wingless Car: 05 STi + 08 OBXT Fav Mod: baby seats Location: Jacksonville, FL Posts: 5,702 Join Date: May 2004 Trader Rating: (0)	$1300/yr for 2 cars. Homeowner, suburbs, married, over 30, no claims, yadah yadah yadah.

07-05-2004, 03:12 PM	#7
707sti Junior STI Driver Posts: 107 Join Date: Jun 2004 Trader Rating: (0)	Man, all you guys 25 and above have it real nice, and the ones who are also married. Well I called my insurance company today which is USAA (since I'm in the military), and they quoted me $1800.00 every 6 months with a $1000.00 deductible! Thats outrageous! I guess it doesnt pay t be young, although I'm an excellent driver with a clean record. does that quote sound too high or just right? I need to get married soon....

07-05-2004, 04:45 PM	#9
[PLCB]Sti Junior STI Driver Location: Wyoming, PA Posts: 108 Join Date: Jun 2004 Trader Rating: (0)	1000 a year here. 30 years old, no tickets...crashes....etc. I have had allstate for 14 years now.

07-05-2004, 05:44 PM	#10
HPH STI Driver Location: EstesPark/BocaRaton Posts: 262 Join Date: May 2004 Trader Rating: (0)	Insurance varies a lot by location -- when we moved to New Mexico, from just one state to the north, we were shocked by the rates here. One possibly useful benchmark: I traded an Audi allroad ($48K) for my STi ($33K), and my Allstate rates went up by a third, even though I increased the deductible from $100 to $500. These are expensive cars to insure. HPH

07-05-2004, 05:51 PM	#11
fastsubie Junior STI Driver Posts: 75 Join Date: Jun 2004 Trader Rating: (0)	1100 bucks a year, 250 dedect, 100% comp, towing, rental car, 100% glass coverage, 27yrs old, no tickets, no accidents, oh and i live in Central PA. Fess

07-05-2004, 07:56 PM	#12
srf STI Driver Car: 04 STi Fav Mod: Driving Location: Bothell, WA Posts: 289 Join Date: Mar 2004 Trader Rating: (0)	Under 30 & paying less than $100/month through Progressive. It's funny, insurance on my '97 Mustang GT is actually more expensive than the STi. =)

07-06-2004, 03:04 AM	#14
evilrazor Spec C Club Car: 2005 WRB/G STi Fav Mod: AP Location: New Mexico Posts: 1,407 Join Date: Apr 2004 Trader Rating: (0)	19 clean record. Im with USAA and I was told 1600 every 6 months. But I live in the middle of no where down in New Mexico. but we will see once I get the car. Now my F-150 4x4 a year or 2 ago was a whole differnt story I paid 4,000 a month + getting 9 mpg= broke for highschool student =)