Anyones Insurance go up this year?

Loubaru · 12-26-2007, 01:18 PM

My plan went up like $80 (6 mo) for some reason this year... I am 23 and have 0 tickets (on record) and 0 accidents.

Is this because a lot of people wrecked their STis last year? Because I was expecting it to go down some with booth of my cars (also have an 88 integra) ageing/depreciating and me getting older.

chargedvette02 · 12-26-2007, 03:12 PM

Quote:

Originally Posted by CKLewis

My plan went up like $80 (6 mo) for some reason this year... I am 23 and have 0 tickets (on record) and 0 accidents.

Is this because a lot of people wrecked their STis last year? Because I was expecting it to go down some with booth of my cars (also have an 88 integra) ageing/depreciating and me getting older.

Im also 23 and have 1 ticket plus many others in the past but my insurance has not gone up at all. Must be your insurance company?

LightWerkz · 12-26-2007, 03:15 PM

Mine went down...im not complaining

STi_4_Daddy · 12-26-2007, 03:19 PM

Quote:

Originally Posted by LightWerkz

Mine went down...im not complaining

rub it in why dont you

fourseasonsandles · 12-26-2007, 04:23 PM

Mine went up $39. Not sure of the reason. I didnt have any accidents. 1 comp claim for glass, which doesnt increase the premium. Cost of doing business I assume.

supermarkus · 12-26-2007, 04:28 PM

mine went up 100 bucks this year, no claims by me and no violations in over 10 years.

fourseasonsandles · 12-26-2007, 05:43 PM

I didnt think of this before, but could also be the younger crowd. No offense to anyone, but STIs are getting cheaper used and are more accessible to the younger kids. In general, younger=more accidents=increased premiums for everyone else.

***snorky*** · 12-26-2007, 09:38 PM

Mine went down recently after my last bday(24. Clean record (knocks on wood)). Way down like $160/6mo less down.

This will make you feel better: YouTube - Auto Insurance

Loubaru · 12-27-2007, 07:48 AM

damn, maybe I'll call my agent and ask him. I only pay ~$160/mo for both cars so my insurance is definitely still low for my age. Hell I have a friend with a 89 240 that pays something like $180/mo for comprehensive, lol.

TAPOUT · 12-27-2007, 08:02 AM

Quote:

Originally Posted by CKLewis

My plan went up like $80 (6 mo) for some reason this year... I am 23 and have 0 tickets (on record) and 0 accidents.

Is this because a lot of people wrecked their STis last year? Because I was expecting it to go down some with booth of my cars (also have an 88 integra) ageing/depreciating and me getting older.

My insurance went up $120/6 months for no reason, and I called my agent, and she fixed it back to the previous rate.

hoffit · 12-27-2007, 08:14 AM

Rates don't necessarily vary with your driving record. The company you are with could have taken it in the shorts due to lots of accidents by their policy holders in your state and in order to make up for it, raised rates for all policy holders.

Or they could just be trying to get a bigger bonus to buy that huge boat the regional manager always wanted and raising your premiums is a way to get it.

oce420 · 12-27-2007, 04:25 PM

start looking for a new insurance company. btw i have about 7 violations my insurance can see and i only pay $200 for 2 cars and im 22

***jnprn2003*** · 12-27-2007, 05:02 PM

I can't wait for my renewal bill...after my "little" fender bender to the tune of $17000.00...

We'll see...haha

STI_VT · 12-28-2007, 07:19 AM

mine went down, by 300/6 months. had an accident and a speeding ticket come off though.

holycow · 01-10-2008, 08:11 AM

OP, what insurance company are you with? Most insurance companies will raise/lower their rates based on their year's profits. The company I am with was hit with a HUGE loss this last year (something like 20 million), so the entire customer base will see a rate increase. I know because my GF works there as an adjuster and I get all the details and secrets about how insurance companies work

12-26-2007, 01:18 PM	#1
Loubaru Professional STI Racer Car: 07 OBP/Gold STi Fav Mod: DomTune & MD Whisper Location: NW, Washington Posts: 724 Join Date: Jun 2007 Trader Rating: (1)	Anyones Insurance go up this year? My plan went up like $80 (6 mo) for some reason this year... I am 23 and have 0 tickets (on record) and 0 accidents. Is this because a lot of people wrecked their STis last year? Because I was expecting it to go down some with booth of my cars (also have an 88 integra) ageing/depreciating and me getting older. This ad is not endorsed by this member. Please register or login to hide this ad.

12-26-2007, 03:15 PM	#3
LightWerkz STI Master Car: E46 M3 Fav Mod: ZCP Wheels Location: Clifton Posts: 7,485 Join Date: Aug 2005 Trader Rating: (77)	Re: Anyones Insurance go up this year? Mine went down...im not complaining

12-26-2007, 04:23 PM	#5
fourseasonsandles Silver Member Car: 06 CGM Wingless Fav Mod: The Newest One! Location: Ra cha cha NY Posts: 2,972 Join Date: Sep 2005 Trader Rating: (0)	Re: Anyones Insurance go up this year? Mine went up $39. Not sure of the reason. I didnt have any accidents. 1 comp claim for glass, which doesnt increase the premium. Cost of doing business I assume.

12-26-2007, 04:28 PM	#6
supermarkus Spec C Club Car: 08 STi, SSM Location: Edmonds Washington Posts: 1,441 Join Date: Dec 2005 Trader Rating: (0)	Re: Anyones Insurance go up this year? mine went up 100 bucks this year, no claims by me and no violations in over 10 years.

12-26-2007, 05:43 PM	#7
fourseasonsandles Silver Member Car: 06 CGM Wingless Fav Mod: The Newest One! Location: Ra cha cha NY Posts: 2,972 Join Date: Sep 2005 Trader Rating: (0)	Re: Anyones Insurance go up this year? I didnt think of this before, but could also be the younger crowd. No offense to anyone, but STIs are getting cheaper used and are more accessible to the younger kids. In general, younger=more accidents=increased premiums for everyone else.

12-26-2007, 09:38 PM	#8
*snorky* Teh Other White Meat Car: 32J GDFDYEH Fav Mod: Fullerton's Qrack on my car Location: Chicagoland Posts: 3,483 Join Date: Apr 2006 Trader Rating: (21)	Re: Anyones Insurance go up this year? Mine went down recently after my last bday(24. Clean record (knocks on wood)). Way down like $160/6mo less down. This will make you feel better: YouTube - Auto Insurance

12-27-2007, 07:48 AM	#9
Loubaru Professional STI Racer Car: 07 OBP/Gold STi Fav Mod: DomTune & MD Whisper Location: NW, Washington Posts: 724 Join Date: Jun 2007 Trader Rating: (1)	Re: Anyones Insurance go up this year? damn, maybe I'll call my agent and ask him. I only pay ~$160/mo for both cars so my insurance is definitely still low for my age. Hell I have a friend with a 89 240 that pays something like $180/mo for comprehensive, lol.

12-27-2007, 08:14 AM	#11
hoffit Silver Member Car: 04 Subaru WRX STi Fav Mod: Carlabs X-brace & RPM brace Location: MN Posts: 633 Join Date: Oct 2005 Trader Rating: (8)	Re: Anyones Insurance go up this year? Rates don't necessarily vary with your driving record. The company you are with could have taken it in the shorts due to lots of accidents by their policy holders in your state and in order to make up for it, raised rates for all policy holders. Or they could just be trying to get a bigger bonus to buy that huge boat the regional manager always wanted and raising your premiums is a way to get it.

12-27-2007, 04:25 PM	#12
oce420 Professional STI Racer Car: 2005 WRX STi Fav Mod: stock clutch Location: north o.c. Posts: 716 Join Date: Aug 2004 Trader Rating: (4)	Re: Anyones Insurance go up this year? start looking for a new insurance company. btw i have about 7 violations my insurance can see and i only pay $200 for 2 cars and im 22

12-27-2007, 05:02 PM	#13
*jnprn2003* The Stig II Car: 07 STi, 07 Speed 3.. Fav Mod: Meth protune 323+/380+ Location: The Ocean State Posts: 1,733 Join Date: Feb 2007 Trader Rating: (8)	Re: Anyones Insurance go up this year? I can't wait for my renewal bill...after my "little" fender bender to the tune of $17000.00... We'll see...haha

12-28-2007, 07:19 AM	#14
STI_VT STI Driver Car: 04 WRX STI Location: St. Albans, VT Posts: 269 Join Date: Jan 2004 Trader Rating: (0)	Re: Anyones Insurance go up this year? mine went down, by 300/6 months. had an accident and a speeding ticket come off though.

01-10-2008, 08:11 AM	#15
holycow Spec C Club Car: 07 Subaru WRX STi Fav Mod: Stage 2 :D Location: Port Townsend, Washington Posts: 1,041 Join Date: Mar 2007 Trader Rating: (2)	Re: Anyones Insurance go up this year? OP, what insurance company are you with? Most insurance companies will raise/lower their rates based on their year's profits. The company I am with was hit with a HUGE loss this last year (something like 20 million), so the entire customer base will see a rate increase. I know because my GF works there as an adjuster and I get all the details and secrets about how insurance companies work This ad is not endorsed by this member. Please register or login to hide this ad.