Question about points in another state

***Seppo*** · 11-27-2007, 10:37 AM

So during thanksgiving week i was driving a rented car in Arkansas and got pulled over for speeding; 91 in a 70. I live in NJ and have NJ license and registration obviously. I am planning to just pay the fine and take the Arkansas points, since i dont live there, but now someone told me that insurance companies find out about these things and increase your premiums anyway, regardless of the state that the violation occured in. Does anyone know the real answer to this? Thanks!

***Datadatum*** · 11-27-2007, 11:39 AM

When I lived in Illinois, I received tickets in West Virginia, Kentucky, Pennsylvannia, and Ohio. None of them ever showed up on my insurance report.

***Seppo*** · 11-28-2007, 05:37 AM

^ Thanks for the response, did you pay those tickets or just left them unresolved?

***Datadatum*** · 11-28-2007, 06:51 AM

I paid them.

FlyinbySTi · 11-28-2007, 07:33 AM

I have been ticketed in FL, NY, CT and always paid the fines. I have yet to see them on insurance.

***Seppo*** · 11-28-2007, 09:45 AM

Sounds good, thanks for the responses guys.

upncummr · 11-28-2007, 09:56 AM

Seppo:

You should be able to look at the DMV web sites for Arkansas and New Jersey and see what they say about reporting violations to other states.

As long as Arkansas and New Jersey don't have an agreement between the two states to report vioations, they won't appear on your record in New Jersey.

Then you can check with your insurance company and see if they only check your state of residence when renewing your insurance. (Might want to do that anonymously.)

Gary

11-27-2007, 10:37 AM	#1
*Seppo* No Rice Car: 06 OBP STi Fav Mod: Brake dust Location: Jersey Posts: 634 Join Date: Sep 2007 Trader Rating: (1)	Question about points in another state So during thanksgiving week i was driving a rented car in Arkansas and got pulled over for speeding; 91 in a 70. I live in NJ and have NJ license and registration obviously. I am planning to just pay the fine and take the Arkansas points, since i dont live there, but now someone told me that insurance companies find out about these things and increase your premiums anyway, regardless of the state that the violation occured in. Does anyone know the real answer to this? Thanks! This ad is not endorsed by this member. Please register or login to hide this ad.

11-27-2007, 11:39 AM	#2
*Datadatum* 100% More Wingless Car: 05 STi + 08 OBXT Fav Mod: baby seats Location: Jacksonville, FL Posts: 5,526 Join Date: May 2004 Trader Rating: (0)	Re: Question about points in another state When I lived in Illinois, I received tickets in West Virginia, Kentucky, Pennsylvannia, and Ohio. None of them ever showed up on my insurance report.

11-28-2007, 05:37 AM	#3
*Seppo* No Rice Car: 06 OBP STi Fav Mod: Brake dust Location: Jersey Posts: 634 Join Date: Sep 2007 Trader Rating: (1)	Re: Question about points in another state ^ Thanks for the response, did you pay those tickets or just left them unresolved?

11-28-2007, 06:51 AM	#4
*Datadatum* 100% More Wingless Car: 05 STi + 08 OBXT Fav Mod: baby seats Location: Jacksonville, FL Posts: 5,526 Join Date: May 2004 Trader Rating: (0)	Re: Question about points in another state I paid them.

11-28-2007, 07:33 AM	#5
FlyinbySTi Silver Member Car: 05' STi Fav Mod: JDM Fogs Posts: 2,351 Join Date: Dec 2005 Trader Rating: (7)	Re: Question about points in another state I have been ticketed in FL, NY, CT and always paid the fines. I have yet to see them on insurance.

11-28-2007, 09:45 AM	#6
*Seppo* No Rice Car: 06 OBP STi Fav Mod: Brake dust Location: Jersey Posts: 634 Join Date: Sep 2007 Trader Rating: (1)	Re: Question about points in another state Sounds good, thanks for the responses guys.

11-28-2007, 09:56 AM	#7
upncummr Spec C Club Car: '05 CGM Fav Mod: HPDEs Location: Omaha, Nebraska Posts: 1,115 Join Date: May 2006 Trader Rating: (3)	Re: Question about points in another state Seppo: You should be able to look at the DMV web sites for Arkansas and New Jersey and see what they say about reporting violations to other states. As long as Arkansas and New Jersey don't have an agreement between the two states to report vioations, they won't appear on your record in New Jersey. Then you can check with your insurance company and see if they only check your state of residence when renewing your insurance. (Might want to do that anonymously.) Gary This ad is not endorsed by this member. Please register or login to hide this ad.