Insurance Cost STI vs EVO

erichyung · 10-10-2005, 11:05 AM

I've been searching different insurance companies to find how much my insurance would cost for the 2 cars. I'm finding that STI's tend to have higher rates than the evo. Do you guys have any idea why STI would cost more than the evo?

nibbs · 10-10-2005, 11:20 AM

ppl crash them more

Kazamatsuri · 10-10-2005, 02:31 PM

300bhp vs 287
2.5L vs 2.0L
32k vs 30k

**Nachos Libres** · 10-10-2005, 03:49 PM

Actually it's because the Lancer Evolution is listed as a Lancer while the STi is listed as a Impreza WRX STi. I found this exact thing out when I was looking at both cars and went to my insurance agent to find out the quotes and then found the Evo was cheaper to insure than the STi.

Peleg · 10-10-2005, 05:20 PM

On a related subject, when I called my insurance agent about the STi, I told him I'm getting a 4 door, 4 cyl sedan instead of a Nissan 350Z, so he was like, oh your insurance will be much cheaper than.

So then he asks me to fax him the specs on the 04 because he didn't have them.

He calls me after an hour and goes:

"Hmmm...there is something odd here........it says 300 horsepower turbocharged....I'm not sure if I can give you this particular rate"

LMAO.

KDSTI · 10-10-2005, 05:23 PM

evo is cheaper to fix than the sti

ninjaboy76 · 10-10-2005, 05:58 PM

I find this all very interesting. I know that the insurance on my STi is cheaper than the cost of an EVO by at least $30-40. I can't remember the exact amount, but I remember the EVO costing more to insure.

KDSTI · 10-10-2005, 05:59 PM

all depends on where u live and so on

Turkishexpress · 10-10-2005, 06:29 PM

My premiums with the Evo were higher actually. When I got the Sti they went down by about $80 every six months even though I dropped my deductable to $500. So it all depends on the person, place, company I guess...

thrlskr · 10-11-2005, 06:41 PM

Quote:

Originally Posted by Peleg

On a related subject, when I called my insurance agent about the STi, I told him I'm getting a 4 door, 4 cyl sedan instead of a Nissan 350Z, so he was like, oh your insurance will be much cheaper than.

So then he asks me to fax him the specs on the 04 because he didn't have them.

He calls me after an hour and goes:

"Hmmm...there is something odd here........it says 300 horsepower turbocharged....I'm not sure if I can give you this particular rate"

LMAO.

Yup. My STi runs me $1000 more annually than my old 350z Track..lol!

bensti · 10-14-2005, 07:24 PM

Allstate, who I've used for the last 7 years (no accidents / 2 exhaust tickets)
quoted me 6k/year for the STi.

I went to Gieco and now im paying 1,000$ more per year than my last car, acura legend 1993, but about 4,000$ less than allstate per year.

Yeah, not cheap.

DarkSideSti · 10-14-2005, 09:01 PM

can some one post the yearly quot between evo and sti.. to be honest im getting hit with 6 poins at one time and just need to look for cheeper for me.. not that im gunna do it lol.. just curious

rasetsu · 10-15-2005, 12:11 AM

In Los Angeles, the EVO is cheaper to insure than the STi.

BLACKOUT · 10-15-2005, 12:48 PM

I'm sure LA's theft rate figures into this fact, as well. Taokane's first STi was stolen near USC a while back--that was a sad day for all of us.

J

Quote:

Originally Posted by rasetsu

In Los Angeles, the EVO is cheaper to insure than the STi.

10-10-2005, 11:05 AM	#1
erichyung Junior STI Driver Car: 2007 STi Fav Mod: Greddy Ti-C Location: Orange County, CA Posts: 161 IWSTI Addict since: Jun 2005 Trader Rating: (0)	Insurance Cost STI vs EVO I've been searching different insurance companies to find how much my insurance would cost for the 2 cars. I'm finding that STI's tend to have higher rates than the evo. Do you guys have any idea why STI would cost more than the evo? This ad is not endorsed by this member. Please register or login to hide this ad.

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10-10-2005, 11:20 AM	#2
nibbs Amateur STI Driver Car: 01 Subaru WRX STi Spec C Fav Mod: Coming Soon Posts: 9 IWSTI Addict since: Sep 2005 Trader Rating: (0)	ppl crash them more

10-10-2005, 02:31 PM	#3
Kazamatsuri Amateur STI Driver Car: 1997 Dodge POS Fav Mod: myself Location: Edge of Western Civilizat Posts: 10 IWSTI Addict since: Sep 2005 Trader Rating: (0)	300bhp vs 287 2.5L vs 2.0L 32k vs 30k

10-10-2005, 03:49 PM	#4
Nachos Libres Assistant to the Regional Manager Car: 2005 Subaru WRX STi Fav Mod: Underglows Location: Tyler, Texas Posts: 8,875 IWSTI Addict since: Jul 2005 Trader Rating: (0)	Actually it's because the Lancer Evolution is listed as a Lancer while the STi is listed as a Impreza WRX STi. I found this exact thing out when I was looking at both cars and went to my insurance agent to find out the quotes and then found the Evo was cheaper to insure than the STi.

10-10-2005, 05:20 PM	#5
Peleg STI Master Car: 04 Subaru WRX STi Fav Mod: Whooshing sounds Location: Death Valley Posts: 6,127 IWSTI Addict since: Nov 2003 Trader Rating: (11)	On a related subject, when I called my insurance agent about the STi, I told him I'm getting a 4 door, 4 cyl sedan instead of a Nissan 350Z, so he was like, oh your insurance will be much cheaper than. So then he asks me to fax him the specs on the 04 because he didn't have them. He calls me after an hour and goes: "Hmmm...there is something odd here........it says 300 horsepower turbocharged....I'm not sure if I can give you this particular rate" LMAO.

10-10-2005, 05:23 PM	#6
KDSTI Senior STI Driver Car: 05 wrb STi Fav Mod: strawberry air freshner Location: Lowell, mass Posts: 355 IWSTI Addict since: Feb 2005 Trader Rating: (0)	evo is cheaper to fix than the sti

10-10-2005, 05:58 PM	#7
ninjaboy76 Spec C Club Car: 08 CBR1000RR Fav Mod: None Location: Kansas Posts: 2,456 IWSTI Addict since: Jun 2004 Trader Rating: (6)	I find this all very interesting. I know that the insurance on my STi is cheaper than the cost of an EVO by at least $30-40. I can't remember the exact amount, but I remember the EVO costing more to insure.

10-10-2005, 05:59 PM	#8
KDSTI Senior STI Driver Car: 05 wrb STi Fav Mod: strawberry air freshner Location: Lowell, mass Posts: 355 IWSTI Addict since: Feb 2005 Trader Rating: (0)	all depends on where u live and so on

10-10-2005, 06:29 PM	#9
Turkishexpress Junior STI Driver Car: 2006 Evo IX Fav Mod: Gt35r + Alky Location: Washington DC Posts: 169 IWSTI Addict since: May 2005 Trader Rating: (0)	My premiums with the Evo were higher actually. When I got the Sti they went down by about $80 every six months even though I dropped my deductable to $500. So it all depends on the person, place, company I guess...

10-14-2005, 07:24 PM	#11
bensti Junior STI Driver Car: 04 STi Fav Mod: ProTuned Stage II. Location: New England Posts: 61 IWSTI Addict since: Oct 2005 Trader Rating: (0)	Allstate, who I've used for the last 7 years (no accidents / 2 exhaust tickets) quoted me 6k/year for the STi. I went to Gieco and now im paying 1,000$ more per year than my last car, acura legend 1993, but about 4,000$ less than allstate per year. Yeah, not cheap.

10-14-2005, 09:01 PM	#12
DarkSideSti STI Driver Location: jerzy Posts: 221 IWSTI Addict since: Apr 2005 Trader Rating: (0)	can some one post the yearly quot between evo and sti.. to be honest im getting hit with 6 poins at one time and just need to look for cheeper for me.. not that im gunna do it lol.. just curious

10-15-2005, 12:11 AM	#13
rasetsu Spec C Club Car: 05 Subaru WRX STi Location: Frisco, TX Posts: 2,268 IWSTI Addict since: Nov 2004 Trader Rating: (1)	In Los Angeles, the EVO is cheaper to insure than the STi.